Industry News

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Disadvantages of Using Credit Cards to Finance Business

A business needs fund. When you are just starting to establish your own business, it means you don’t have business credit yet but a personal fund of your own. It’s hard to get a bank loan and investor funding when you’re just starting up. But when you have this hot idea on what business to […]
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Benchmarks for Currencies Facing Financial Stability Board Review

The Financial Stability Board is a group of regulators from across the globe. It has started reviewing the benchmarks for foreign exchange following recent allegations that traders had colluded to fix rates in the currency market that moves $5.3 trillion per day. The FSB has a group reviewing the process by which the foreign exchange […]
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Chinese Banks Offering Wealth Management Products

Banks in China have launched an array of online products for wealth management, as they attempt to compete against Alibaba, the giant of e-commerce that has a very popular investing platform online called Yu’e Bao that pays its users up to 17 times the usual standard interest rate. At the start of the year, several […]
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Canada’s pay day loan regulator

The Canadian government has been very sensible in its regulation of the pay day loan industry. Now other countries, like the UK, are holding Canada out as a shining example of how to get it right when it comes to regulating this industry. One of Canada’s main controls is that it has an active trade […]
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How your business profits can help other people

When it comes to owning a business, it’s not all about making the most profit possible. It isn’t just about increasing the bottom line, hiring more employees, or making more money. Ultimately businesses have the reach, power, and influence to make a real difference in life for millions of people and have been responsible for […]
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Top Financial Planning Tips for 2012

There are creative ways to get yourself together financially. Many people that are in debt need planning help. It isn’t always easy, but there are some wonderful ways to easily take better control of your future with financial planning tips for 2012. Money Management Apps One of the best things that people can do is […]
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Understanding Buy to Let Mortgages

For many middle class families and individuals, there is an untapped financial opportunity waiting to be utilized. More and more, banks and financiers are willing to set up loans specifically for this unique investment method. While there is not as much “strike it rich quick” upside, there is generally a steady, strong investment potential that […]
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Spread Betting Strategies

Financial spread betting is spread betting on financial markets, which could be shares or indices. Spread betting is the placing of a wager on the degree of something, movement in a financial market in this case or even conceivably the number of sips of water taken by chancellor, George Osborne, during his budget speech. The […]
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Switching Current Accounts

Understanding your finances even at a simple level is something that is already difficult enough for most people. When it comes to current accounts things can start to get a whole lot more confusing. What you don’t know is that the current account that you might have may not be offering you the best rate […]
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The Case for the Roth IRA

Roth IRA’s first became available as a retirement investment tool in 1998. The Roth IRA was named after the late Senator William Roth who sponsored the legislation for this investment product. Roth IRA’s are perhaps best known for being a retirement plan that offers individuals the benefit of tax free growth. Sometimes mistaken for a […]
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Getting a mortgage on a house is a very complicated process and that is putting it lightly. While that may sound a little off putting to you, it really isn’t and many mortgage brokers are happy that it is a complicated process as they would be out of a job if it were any easier. […]
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How Debt Info Centre can help

If a family or couple have recently experienced severe debt problems which have seen them worrying continuously about whether they will be able to pay their rent or mortgage, finding a way which will help them to overcome this is highly recommended. Courtesy of Debt Info Centre, they are able to help by utilising their […]
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Where Do You Start When Buying a Home

When you’re looking to buy a home, you’ll have some help in the form of your real estate agent, attorney and other people involved in the sale. Since you’re not the only client the real estate professionals are working with, you’ll need to know what the home buying process entails before you find yourself in […]
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How to Maximize the Interest on Your FDIC Insured Savings Account

If you have money sitting in a savings account, you know that it’s not earning very much money right now. Interest rates are depressed because of the shrinking economy and the Federal Reserve will continue to encourage lower interest rates through their monetary policies until the economy sees a real recovery. According to BankRate.com, the […]
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Are Credit Unions Better than Banks for Consumers?

As consumers, we are doing all we can to make ends meet and start saving more cash. Interestingly, the one place people fail to notice they are losing cash is the exact same place they store their cash. Banks have been raising their fees and lowering their interest rates, leaving customers unsure of what to […]
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