Consumer News

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Canada’s pay day loan regulator

The Canadian government has been very sensible in its regulation of the pay day loan industry. Now other countries, like the UK, are holding Canada out as a shining example of how to get it right when it comes to regulating this industry. One of Canada’s main controls is that it has an active trade […]
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Switching Current Accounts

Understanding your finances even at a simple level is something that is already difficult enough for most people. When it comes to current accounts things can start to get a whole lot more confusing. What you don’t know is that the current account that you might have may not be offering you the best rate […]
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Getting a mortgage on a house is a very complicated process and that is putting it lightly. While that may sound a little off putting to you, it really isn’t and many mortgage brokers are happy that it is a complicated process as they would be out of a job if it were any easier. […]
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How Debt Info Centre can help

If a family or couple have recently experienced severe debt problems which have seen them worrying continuously about whether they will be able to pay their rent or mortgage, finding a way which will help them to overcome this is highly recommended. Courtesy of Debt Info Centre, they are able to help by utilising their […]
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Where Do You Start When Buying a Home

When you’re looking to buy a home, you’ll have some help in the form of your real estate agent, attorney and other people involved in the sale. Since you’re not the only client the real estate professionals are working with, you’ll need to know what the home buying process entails before you find yourself in […]
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How to Maximize the Interest on Your FDIC Insured Savings Account

If you have money sitting in a savings account, you know that it’s not earning very much money right now. Interest rates are depressed because of the shrinking economy and the Federal Reserve will continue to encourage lower interest rates through their monetary policies until the economy sees a real recovery. According to BankRate.com, the […]
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Are Credit Unions Better than Banks for Consumers?

As consumers, we are doing all we can to make ends meet and start saving more cash. Interestingly, the one place people fail to notice they are losing cash is the exact same place they store their cash. Banks have been raising their fees and lowering their interest rates, leaving customers unsure of what to […]
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How to Determine If Your Money is FDIC Insured

During the Great Depression, American savers lost millions as their banks went insolvent and customers were unable to withdraw money. In order to prevent that from happening again, the Federal Deposit Insurance Corporation (FDIC) was created in 1933 so that savers money would be safe, even if their bank failed. What Types of Accounts are […]
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Niche Social Media Sites For Real Estate Pros

The real estate world is no different from other industries as far as its immersion into the wild west frontier of social media. These days you can find active online communities that tackle all aspects of home ownership and property value, from info on an ARM mortgage loan to more specialized knowledge about local neighborhoods. […]
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Top 5 States to NOT Retire in

Florida has long been hailed as the stereotypical place to retire, but states like Texas, Kentucky, Oklahoma and even Iowa have been ranking high on Best States to Retire lists in recent years. Although it’s easy to determine which states have been deemed the best places in America to retire, avoiding the worst places may […]
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What can damage your home’s valuation?

Selling a home for a good price is currently a challenging feat. The present housing market is a buyer’s market rather than a seller’s market. If you are trying to sell your house right now and you feel rather insulted by the offers you have been receiving, you may be wondering what is lowering your […]
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Insurance Basics: What You Need to Have

The purpose of insurance to make sure there’s money to pay for things that you would normally be unable to pay for yourself. You have health insurance to make sure that any major medical procedure that you would need is covered. You have life insurance to take care of your family in the event of […]
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How much should you be saving?

Asking someone how much they save every month is like asking about a person’s weight. In both cases, you probably will not get an honest answer. While many people would like to save up to half their take-home salary every month, not everyone can afford that amount. Millions of Americans save only a small amount, […]
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Life insurance – the importance

Life insurance is important. It’s a way to keep survivors from experiencing financial hardship after a family member’s death. It can also offer the survivors the money they will need to make important future purchases. People often like to avoid life insurance because they believe it is an unnecessary expense, but reading about the reasons […]
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How to Avoid Getting into Trouble with Cash Advance Services

Payday loan services have gotten a very bad rap from consumer advocates across the country.  Low-income borrowers often get themselves stuck in a cycle of borrowing from payday lenders to make it from one pay check to another. An emergency comes up, and they borrow from a payday lender to take care of the emergency, […]
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