What would you do with a spare $100? Put it towards a holiday? Some new clothes? Something nice for the kids? Perhaps you’d even save it, considering the current economic climate. Whatever you’d do with a spare ton in your bank account, it’s sure to make a difference one way or another.

What if said could do it right now, today, in the comfort of your own home? Sounds too good to be true, right? Not if you know what you’re doing, it’s not – from cashing in your coins to comparing boiler cover, there’s a whole host of little tips and tricks to follow. Here’s your five-point plan for a bulging wallet:

1. Compare, switch and save
If you’ve not already got on board with the above mantra, now is the time. Loyalty is rarely rewarded in the home utilities and insurance business, so shop around to make sure you’re getting the best deal, whether this is on your gas, electricity, home insurance or car insurance. Even more niche cover such as boiler insurance can usually be found cheaper if you look hard enough.

2. Cash in your currency
Many of us return home from our holidays with spare change, which usually gets left in sock drawers, piggy banks and plastic pots around the home. So have a sweep around your home and get it all together – you may have to pay a little commission, but it’ll be worth it if it puts a few quid back in your purse.

3. Sell your old mobile phone
When you get a new phone, it can be easy to put your old handset to bed in a drawer or cupboard. But there’s plenty of companies out there which will give you cold hard cash in return for your old phone – sometimes even three figure sums.

4. Clear out your garage
Don’t just think about the stuff you own which could be sold as a whole item, such as a bike or table and chair set. But also consider whether any odds and sods can be sold for scrap – there’s plenty of dealers out there in the current climate willing to pay for what amounts to little more than lumps of metal.

5. Rent out your parking space
If you live in a busy town or city where parking space is scarce, renting out your parking space could turn out to be a nice little earner that brings in much more than just a one-off $100 payment.

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