Banco De Chile (BCH) and Ita? CorpBanca (ITCB) Critical Analysis
Banco De Chile (NYSE: BCH) and Ita? CorpBanca (NYSE:ITCB) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, risk, earnings, dividends, institutional ownership, profitabiliy and valuation.
Banco De Chile pays an annual dividend of $2.12 per share and has a dividend yield of 2.5%. Ita? CorpBanca does not pay a dividend. Banco De Chile pays out 38.7% of its earnings in the form of a dividend. Banco De Chile has increased its dividend for 5 consecutive years.
Earnings & Valuation
This table compares Banco De Chile and Ita? CorpBanca’s revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||EBITDA||Earnings Per Share||Price/Earnings Ratio|
|Banco De Chile||$2.17 billion||6.32||$892.30 million||$5.48||15.38|
|Ita? CorpBanca||$1.20 billion||4.09||$126.39 million||$0.37||38.78|
Banco De Chile has higher revenue and earnings than Ita? CorpBanca. Banco De Chile is trading at a lower price-to-earnings ratio than Ita? CorpBanca, indicating that it is currently the more affordable of the two stocks.
Volatility and Risk
Banco De Chile has a beta of 0.38, indicating that its stock price is 62% less volatile than the S&P 500. Comparatively, Ita? CorpBanca has a beta of 0.95, indicating that its stock price is 5% less volatile than the S&P 500.
This table compares Banco De Chile and Ita? CorpBanca’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Banco De Chile||24.00%||18.89%||1.79%|
Institutional & Insider Ownership
1.9% of Banco De Chile shares are held by institutional investors. Comparatively, 0.9% of Ita? CorpBanca shares are held by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
This is a breakdown of current recommendations and price targets for Banco De Chile and Ita? CorpBanca, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Banco De Chile||0||2||1||0||2.33|
Banco De Chile currently has a consensus price target of $78.00, suggesting a potential downside of 7.51%. Given Banco De Chile’s higher possible upside, research analysts plainly believe Banco De Chile is more favorable than Ita? CorpBanca.
Banco De Chile beats Ita? CorpBanca on 12 of the 15 factors compared between the two stocks.
About Banco De Chile
Banco de Chile is a full service financial institution, which is engaged in providing credit and non-credit products and services in Chile. The Bank offers a range of banking services to its customers, ranging from individuals to corporations. The Bank’s segments include Retail, which focuses on individuals and small and medium-sized companies, where the product offering focuses on consumer loans, commercial loans, checking accounts, credit cards, credit lines and mortgage loans; Wholesale, which focuses on corporate clients and companies, where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts and leases; Treasury, which includes the associated revenues to the management of the investment portfolio and the business of financial transactions and currency trading, and Subsidiaries, which corresponds to companies and corporations controlled by the Bank.
About Ita? CorpBanca
Itau Corpbanca is a Chile-based financial institution (the Bank) engaged in the banking sector. The Bank operates in seven segments: Large, Corporate and Real Estate Companies, which includes companies that belong to major economic groups and specific industries; Companies, which includes leasing, factoring and other financial services for business customers; Traditional and Private Banking, which offers checking accounts, consumer loans, credit cards and mortgage loans; Lower Income Retail Banking, corresponding to operations of Banco Condell, which offers consumer loans, credit cards and mortgage loans; Treasury and International, which comprises treasury activities, such as financial management and funding; Non-Banking Financial Services, which provides services rendered by its subsidiaries, including insurance brokerage, financial advisory and securities brokerage, and Colombia, which includes commercial and retail banking services provided by CorpBanca Colombia and Helm Bank.
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