Springleaf Holdings (NASDAQ: LEAF) and JetPay Corporation (NASDAQ:JTPY) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, dividends and profitability.

Profitability

This table compares Springleaf Holdings and JetPay Corporation’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Springleaf Holdings N/A N/A N/A
JetPay Corporation -11.59% -10.80% -0.67%

Valuation & Earnings

This table compares Springleaf Holdings and JetPay Corporation’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio EBITDA Earnings Per Share Price/Earnings Ratio
Springleaf Holdings N/A N/A N/A N/A N/A
JetPay Corporation $63.63 million 0.44 $3.60 million ($0.69) -2.61

JetPay Corporation has higher revenue and earnings than Springleaf Holdings.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Springleaf Holdings and JetPay Corporation, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Springleaf Holdings 0 0 2 0 3.00
JetPay Corporation 0 0 0 0 N/A

Springleaf Holdings presently has a consensus price target of $13.00, suggesting a potential downside of 73.29%. Given Springleaf Holdings’ higher probable upside, analysts plainly believe Springleaf Holdings is more favorable than JetPay Corporation.

Institutional and Insider Ownership

13.9% of JetPay Corporation shares are owned by institutional investors. 62.9% of JetPay Corporation shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Springleaf Holdings beats JetPay Corporation on 5 of the 8 factors compared between the two stocks.

Springleaf Holdings Company Profile

Springleaf Holdings, Inc. (SHI) is a consumer financial services holding company. The Company provides responsible loan products to customers through its branch network and through its centralized operations. The Company operates its business through three segments: Consumer and Insurance; Acquisitions and Servicing, and Real Estate. The Company originates and services secured and unsecured personal loans and offer voluntary credit insurance and related products through its branch network and its centralized operations. The Company pursues strategic acquisitions of loan portfolios through its Springleaf Acquisitions division. Springleaf Finance, Inc. (SFI) is the wholly owned subsidiary of the Company. SFI’s subsidiary is Springleaf Finance Corporation (SFC), a financial services holding company with subsidiaries engaged in the consumer finance and credit insurance businesses.

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