BB&T Corporation (NYSE: BBT) and Banc of California (NASDAQ:FPTB) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, profitability, risk, earnings, institutional ownership, analyst recommendations and dividends.

Dividends

BB&T Corporation pays an annual dividend of $1.32 per share and has a dividend yield of 2.9%. Banc of California does not pay a dividend. BB&T Corporation pays out 49.3% of its earnings in the form of a dividend. Banc of California has raised its dividend for 5 consecutive years.

Insider and Institutional Ownership

64.5% of BB&T Corporation shares are owned by institutional investors. 0.4% of BB&T Corporation shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares BB&T Corporation and Banc of California’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
BB&T Corporation 19.57% 9.62% 1.18%
Banc of California 18.64% 5.53% 0.57%

Analyst Recommendations

This is a summary of recent ratings and target prices for BB&T Corporation and Banc of California, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BB&T Corporation 1 10 4 0 2.20
Banc of California 0 0 0 0 N/A

BB&T Corporation presently has a consensus price target of $47.08, indicating a potential upside of 2.07%. Given BB&T Corporation’s higher possible upside, analysts clearly believe BB&T Corporation is more favorable than Banc of California.

Valuation and Earnings

This table compares BB&T Corporation and Banc of California’s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio EBITDA Earnings Per Share Price/Earnings Ratio
BB&T Corporation $10.58 billion 3.52 $2.17 billion $2.68 17.21
Banc of California N/A N/A N/A N/A N/A

BB&T Corporation has higher revenue and earnings than Banc of California.

Summary

BB&T Corporation beats Banc of California on 9 of the 11 factors compared between the two stocks.

BB&T Corporation Company Profile

BB&T Corporation is a financial holding company. The Company conducts its business operations primarily through its bank subsidiary, Branch Banking and Trust Company (Branch Bank), and other nonbank subsidiaries. Its segments include Community Banking, Residential Mortgage Banking, Dealer Financial Services, Specialized Lending, Insurance Holdings and Financial Services. Branch Bank provides a range of banking and trust services for retail and commercial clients. Its retail services include asset management, automobile lending, bankcard lending, consumer finance, home equity lending, home mortgage lending, insurance, investment brokerage services, payment solutions and sales finance, among others. Its commercial services include asset management, association services, capital market services, commercial deposit services, commercial finance, corporate banking, floor plan lending, insurance, merchant services, real estate lending and payment solutions, among others.

Banc of California Company Profile

Banc of California, Inc. is a financial holding company. The Company is the parent of Banc of California, National Association (the Bank). The Company operates through Commercial Banking; Mortgage Banking, and Corporate/Other segments. As of December 31, 2016, the Bank had 90 California banking locations, including 39 full service branches in San Diego, Orange, Santa Barbara, and Los Angeles Counties. The Bank offers automated bill payment, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, trust services, card payment services, remote and mobile deposit capture, automatic clearing house (ACH) origination, wire transfer, direct deposit, and safe deposit boxes. Bank customers also have the ability to access their accounts through a nationwide network of automated teller machines (ATMs), online, telephone and mobile banking. The Bank’s lending activities are focused on providing financing to private businesses, entrepreneurs and homeowners.

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