PennyMac Financial Services (PFSI) & Bank Of Kentucky Financial Corp (BKYF) Financial Comparison
PennyMac Financial Services (NYSE: PFSI) and Bank Of Kentucky Financial Corp (NASDAQ:BKYF) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, dividends, risk, institutional ownership, profitability and valuation.
This table compares PennyMac Financial Services and Bank Of Kentucky Financial Corp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|PennyMac Financial Services||6.87%||4.79%||1.21%|
|Bank Of Kentucky Financial Corp||21.85%||8.12%||0.86%|
Institutional and Insider Ownership
86.6% of PennyMac Financial Services shares are owned by institutional investors. 45.6% of PennyMac Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Valuation and Earnings
This table compares PennyMac Financial Services and Bank Of Kentucky Financial Corp’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||EBITDA||Earnings Per Share||Price/Earnings Ratio|
|PennyMac Financial Services||$1.24 billion||0.32||$69.82 million||$2.97||5.67|
|Bank Of Kentucky Financial Corp||N/A||N/A||N/A||N/A||N/A|
PennyMac Financial Services has higher revenue and earnings than Bank Of Kentucky Financial Corp.
This is a summary of current recommendations for PennyMac Financial Services and Bank Of Kentucky Financial Corp, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|PennyMac Financial Services||1||1||6||0||2.63|
|Bank Of Kentucky Financial Corp||0||0||0||0||N/A|
PennyMac Financial Services presently has a consensus price target of $20.17, indicating a potential upside of 19.68%. Given PennyMac Financial Services’ higher possible upside, research analysts plainly believe PennyMac Financial Services is more favorable than Bank Of Kentucky Financial Corp.
PennyMac Financial Services beats Bank Of Kentucky Financial Corp on 6 of the 8 factors compared between the two stocks.
PennyMac Financial Services Company Profile
PennyMac Financial Services, Inc. (PFSI) is a financial services company. The Company is focused on the production and servicing of the United States residential mortgage loans and the management of investments related to the United States mortgage market. The Company operates through three segments: loan production, loan servicing and investment management. PFSI’s mortgage banking subsidiary, PennyMac Loan Services, LLC (PLS), is a non-bank producer and servicer of mortgage loans in the United States. As of December 31, 2016, PLS serviced loans in all 50 states, the District of Columbia, Guam and the United States Virgin Islands, and originated loans in 49 states and the District of Columbia. PFSI’s investment management subsidiary, PNMAC Capital Management, LLC (PCM), is an investment advisor. PLS is a seller and servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).
Bank Of Kentucky Financial Corp Company Profile
The Bank of Kentucky Financial Corporation is a bank holding company. The Company, through its subsidiary The Bank of Kentucky, Inc. (the Bank), is engaged in the banking business. The Bank provides financial services and other financial solutions through 32 offices located in northern Kentucky. The principal products produced and services rendered by the Bank include commercial banking, consumer banking and trust services. The Bank provides a range of commercial banking services to corporations and other business clients that include loans and deposit services, including checking, lockbox services and other treasury management services. The Bank provides banking services to consumers, including checking, savings and money market accounts, as well as certificates of deposits and individual retirement accounts. It also offers specialized services in the areas of fiduciary services and wealth management.
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