Financial Analysis: Porter Bancorp (PBIB) and its Competitors
Porter Bancorp (NASDAQ: PBIB) is one of 26 publicly-traded companies in the “Retail & Mortgage Banks” industry, but how does it contrast to its peers? We will compare Porter Bancorp to similar companies based off the strength of its profitability, dividends, risk, valuation, earnings, institutional ownership and analyst recommendations.
This table compares Porter Bancorp and its peers’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Porter Bancorp Competitors||14.44%||-27.49%||0.85%|
Insider & Institutional Ownership
17.9% of Porter Bancorp shares are held by institutional investors. Comparatively, 54.9% of shares of all “Retail & Mortgage Banks” companies are held by institutional investors. 28.7% of Porter Bancorp shares are held by company insiders. Comparatively, 12.9% of shares of all “Retail & Mortgage Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
Valuation & Earnings
This table compares Porter Bancorp and its peers gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||EBITDA||Price/Earnings Ratio|
|Porter Bancorp||$35.80 million||N/A||-34.88|
|Porter Bancorp Competitors||$678.45 million||$169.32 million||11.42|
Porter Bancorp’s peers have higher revenue and earnings than Porter Bancorp. Porter Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently the more affordable than other companies in its industry.
This is a summary of recent ratings and recommmendations for Porter Bancorp and its peers, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Porter Bancorp Competitors||157||554||512||23||2.32|
All “Retail & Mortgage Banks” companies have a potential upside of 29.03%. Given Porter Bancorp’s peers higher probable upside, analysts clearly believe Porter Bancorp has less favorable growth aspects than its peers.
Volatility & Risk
Porter Bancorp has a beta of 1.69, suggesting that its stock price is 69% more volatile than the S&P 500. Comparatively, Porter Bancorp’s peers have a beta of 0.82, suggesting that their average stock price is 18% less volatile than the S&P 500.
Porter Bancorp peers beat Porter Bancorp on 5 of the 8 factors compared.
About Porter Bancorp
Porter Bancorp, Inc. is a bank holding company. The Company operates through its subsidiary, PBI Bank (the Bank). The Bank is a community bank with a range of commercial and personal banking products. It offers retail and commercial deposit products. It offers drive-in banking facilities, automatic teller machines, night depository, personalized checks, credit cards, debit cards, Internet banking, mobile banking, treasury management services, remote deposit services, electronic funds transfers through automated clearing house services, domestic and foreign wire transfers, cash management, vault services, and loan and deposit sweep accounts. It operates banking offices in approximately 12 counties in Kentucky. Its markets include metropolitan Louisville in Jefferson County and the surrounding counties of Henry and Bullitt. It serves south central Kentucky and southern Kentucky from banking offices in Butler, Green, Hart, Edmonson, Barren, Warren, Ohio and Daviess Counties.
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