Analyzing Unum Group (UNM) and its Peers
Unum Group (NYSE: UNM) is one of 31 public companies in the “Life & Health Insurance” industry, but how does it weigh in compared to its competitors? We will compare Unum Group to similar companies based off the strength of its valuation, earnings, analyst recommendations, profitability, risk, institutional ownership and dividends.
This table compares Unum Group and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Unum Group Competitors||4.00%||1.18%||1.80%|
Valuation and Earnings
This table compares Unum Group and its competitors revenue, earnings per share (EPS) and valuation.
|Gross Revenue||EBITDA||Price/Earnings Ratio|
|Unum Group||$11.19 billion||$1.66 billion||11.35|
|Unum Group Competitors||$28.24 billion||$2.32 billion||47.87|
Unum Group’s competitors have higher revenue and earnings than Unum Group. Unum Group is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently the more affordable than other companies in its industry.
This is a summary of recent ratings for Unum Group and its competitors, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Unum Group Competitors||347||1367||1872||80||2.46|
Unum Group currently has a consensus target price of $45.63, suggesting a potential downside of 3.15%. All “Life & Health Insurance” companies have a potential upside of 9.62%. Given Unum Group’s competitors stronger consensus rating and higher probable upside, analysts clearly believe Unum Group has less favorable growth aspects than its competitors.
Volatility & Risk
Unum Group has a beta of 1.57, meaning that its stock price is 57% more volatile than the S&P 500. Comparatively, Unum Group’s competitors have a beta of 1.28, meaning that their average stock price is 28% more volatile than the S&P 500.
Unum Group pays an annual dividend of $0.92 per share and has a dividend yield of 2.0%. Unum Group pays out 22.2% of its earnings in the form of a dividend. As a group, “Life & Health Insurance” companies pay a dividend yield of 2.4% and pay out 35.9% of their earnings in the form of a dividend. Unum Group has raised its dividend for 8 consecutive years.
Institutional & Insider Ownership
92.4% of Unum Group shares are owned by institutional investors. Comparatively, 68.4% of shares of all “Life & Health Insurance” companies are owned by institutional investors. 0.5% of Unum Group shares are owned by company insiders. Comparatively, 9.5% of shares of all “Life & Health Insurance” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
Unum Group competitors beat Unum Group on 10 of the 15 factors compared.
About Unum Group
Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company’s products include disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum UK, Colonial Life, Closed Block and Corporate. Its Unum US segment includes group long-term and short-term disability insurance, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. Its Unum UK segment includes insurance for group long-term disability, group life, and supplemental lines of business, which include dental, individual disability and critical illness products. Its Colonial Life segment includes insurance for accident, sickness, and disability products, life products, and cancer and critical illness products issued primarily by Colonial Life & Accident Insurance Company and marketed to employees. Its Closed Block segment consists of other insurance products.
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