First Bank (NASDAQ: FRBA) is one of 26 public companies in the “Retail & Mortgage Banks” industry, but how does it weigh in compared to its rivals? We will compare First Bank to related businesses based off the strength of its institutional ownership, analyst recommendations, risk, dividends, valuation, profitability and earnings.

Risk & Volatility

First Bank has a beta of 0.57, suggesting that its stock price is 43% less volatile than the S&P 500. Comparatively, First Bank’s rivals have a beta of 0.82, suggesting that their average stock price is 18% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for First Bank and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Bank 0 0 1 0 3.00
First Bank Competitors 157 554 512 23 2.32

First Bank currently has a consensus price target of $14.00, indicating a potential upside of 11.55%. All “Retail & Mortgage Banks” companies have a potential upside of 29.14%. Given First Bank’s rivals higher possible upside, analysts plainly believe First Bank has less favorable growth aspects than its rivals.

Dividends

First Bank pays an annual dividend of $0.08 per share and has a dividend yield of 0.6%. First Bank pays out 12.5% of its earnings in the form of a dividend. As a group, “Retail & Mortgage Banks” companies pay a dividend yield of 1.7% and pay out 28.4% of their earnings in the form of a dividend.

Profitability

This table compares First Bank and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Bank 17.19% N/A N/A
First Bank Competitors 14.79% -27.41% 0.87%

Insider & Institutional Ownership

43.3% of First Bank shares are owned by institutional investors. Comparatively, 54.9% of shares of all “Retail & Mortgage Banks” companies are owned by institutional investors. 12.9% of shares of all “Retail & Mortgage Banks” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Earnings & Valuation

This table compares First Bank and its rivals gross revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
First Bank $31.35 million N/A 19.61
First Bank Competitors $678.45 million $169.32 million 11.42

First Bank’s rivals have higher revenue and earnings than First Bank. First Bank is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently the more expensive than other companies in its industry.

Summary

First Bank rivals beat First Bank on 8 of the 14 factors compared.

About First Bank

First Bank is a commercial bank. The Company provides a range of lending, deposit and other financial products and services. It operates through Community Banking segment, which is engaged in providing a range of commercial and retail and related banking services. It offers a range of lending products to meet the needs of its customers located within its market areas, including commercial and industrial loans, commercial real estate loans (including owner-occupied, investor, construction and development and multi-family loans), residential real estate loans, and consumer and other loans. It offers a range of deposit instruments, including non-interest bearing demand deposits (such as checking accounts), interest bearing demand accounts, money market accounts, savings accounts and certificates of deposit. It operates over 10 branches located in Cranbury, Denville, Ewing, Flemington, Hamilton, Lawrence, Somerset, Randolph and Williamstown, New Jersey, and Trevose, Pennsylvania.

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