Zions Bancorporation (NASDAQ: ZION) and Pulaski Financial Corp (NASDAQ:PULB) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, profitability, analyst recommendations, risk, valuation, institutional ownership and earnings.

Earnings and Valuation

This table compares Zions Bancorporation and Pulaski Financial Corp’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio EBITDA Earnings Per Share Price/Earnings Ratio
Zions Bancorporation $2.46 billion 3.61 $507.45 million $2.51 17.51
Pulaski Financial Corp N/A N/A N/A N/A N/A

Zions Bancorporation has higher revenue and earnings than Pulaski Financial Corp.

Dividends

Zions Bancorporation pays an annual dividend of $0.48 per share and has a dividend yield of 1.1%. Pulaski Financial Corp does not pay a dividend. Zions Bancorporation pays out 19.1% of its earnings in the form of a dividend.

Analyst Recommendations

This is a breakdown of recent recommendations for Zions Bancorporation and Pulaski Financial Corp, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Zions Bancorporation 0 11 11 0 2.50
Pulaski Financial Corp 0 0 0 0 N/A

Zions Bancorporation currently has a consensus price target of $46.32, suggesting a potential upside of 5.36%. Given Zions Bancorporation’s higher possible upside, equities research analysts clearly believe Zions Bancorporation is more favorable than Pulaski Financial Corp.

Institutional & Insider Ownership

92.4% of Zions Bancorporation shares are held by institutional investors. 1.5% of Zions Bancorporation shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Zions Bancorporation and Pulaski Financial Corp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Zions Bancorporation 21.97% 8.14% 0.90%
Pulaski Financial Corp 20.60% 10.31% 0.80%

Summary

Zions Bancorporation beats Pulaski Financial Corp on 8 of the 10 factors compared between the two stocks.

About Zions Bancorporation

Zions Bancorporation is a financial holding company. The Company conducts its banking operations through separately managed and branded segments, including Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank (NSB), Vectra Bank Colorado, The Commerce Bank of Washington (TCBW) and Other. It focuses on providing community banking services through its business lines, including small and medium-sized business and corporate banking; commercial and residential development, construction and term lending; retail banking; treasury cash management and related products and services; residential mortgage servicing and lending; trust and wealth management; limited capital markets activities, including municipal finance advisory and underwriting, and investment activities. It provides a range of banking and related services, primarily in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.

About Pulaski Financial Corp

Pulaski Financial Corp. is the holding company for Pulaski Bank, N.A. (the Bank). The Company’s primary assets are its investment in the Bank and cash. It also maintains two subsidiaries that issued trust preferred securities. The Bank provides various financial products and services for businesses and retail customers through its over 10 full-service offices in the St. Louis metropolitan area and residential mortgage loan production offices in the St. Louis, Kansas City, Chicago and Omaha-Council-Bluffs metropolitan areas, mid-Missouri, southwestern Missouri, eastern Kansas, and Lincoln, Nebraska. The Bank is engaged in attracting deposits from individuals and businesses and using these deposits, together with borrowed funds, to originate and retain commercial real estate and commercial and industrial loans within its St. Louis lending market and one- to four-family residential mortgage loans principally within its St. Louis, Kansas City and Omaha-Council Bluffs lending markets.

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