PHH Corp (NYSE: PHH) is one of 27 publicly-traded companies in the “Consumer Lending” industry, but how does it contrast to its peers? We will compare PHH Corp to related businesses based on the strength of its risk, valuation, institutional ownership, analyst recommendations, dividends, profitability and earnings.

Profitability

This table compares PHH Corp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
PHH Corp -55.15% -20.67% -7.37%
PHH Corp Competitors -28.26% -17.28% 0.63%

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for PHH Corp and its peers, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PHH Corp 0 2 1 0 2.33
PHH Corp Competitors 192 746 1066 58 2.48

PHH Corp currently has a consensus target price of $15.83, suggesting a potential upside of 19.05%. As a group, “Consumer Lending” companies have a potential upside of 57.70%. Given PHH Corp’s peers stronger consensus rating and higher possible upside, analysts plainly believe PHH Corp has less favorable growth aspects than its peers.

Institutional and Insider Ownership

97.4% of PHH Corp shares are held by institutional investors. Comparatively, 77.5% of shares of all “Consumer Lending” companies are held by institutional investors. 2.5% of PHH Corp shares are held by company insiders. Comparatively, 15.2% of shares of all “Consumer Lending” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Earnings and Valuation

This table compares PHH Corp and its peers top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
PHH Corp $734.00 million N/A -2.61
PHH Corp Competitors $564.84 million $92.07 million 16.46

PHH Corp has higher revenue, but lower earnings than its peers. PHH Corp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Risk & Volatility

PHH Corp has a beta of 1.92, meaning that its share price is 92% more volatile than the S&P 500. Comparatively, PHH Corp’s peers have a beta of 1.48, meaning that their average share price is 48% more volatile than the S&P 500.

Summary

PHH Corp peers beat PHH Corp on 8 of the 11 factors compared.

About PHH Corp

PHH Corporation is a standalone mortgage company. The Company provides outsourced mortgage banking services to a range of clients, including financial institutions and real estate brokers throughout the United States, and is focused on originating, selling, servicing and subservicing residential mortgage loans through its subsidiary, PHH Mortgage Corporation and its subsidiaries. It operates through two segments: Mortgage Production and Mortgage Servicing. The Mortgage Production segment provides mortgage loan origination services and sells mortgage loans. The Mortgage Servicing segment performs servicing activities for loans originated by the Company and mortgage servicing rights purchased from others, and acts as a subservicer for certain clients that own the underlying mortgage servicing rights. The Mortgage Production segment provides private label mortgage services to financial institutions and real estate brokers, and sources mortgage loans through its retail platform.

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