First Bank (NASDAQ: FRBA) is one of 26 public companies in the “Retail & Mortgage Banks” industry, but how does it weigh in compared to its rivals? We will compare First Bank to similar companies based on the strength of its valuation, dividends, risk, profitability, earnings, analyst recommendations and institutional ownership.

Valuation and Earnings

This table compares First Bank and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
First Bank $31.35 million N/A 19.84
First Bank Competitors $678.45 million $169.32 million 11.80

First Bank’s rivals have higher revenue and earnings than First Bank. First Bank is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares First Bank and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Bank 17.19% N/A N/A
First Bank Competitors 14.79% -27.41% 0.87%

Dividends

First Bank pays an annual dividend of $0.08 per share and has a dividend yield of 0.6%. First Bank pays out 12.5% of its earnings in the form of a dividend. As a group, “Retail & Mortgage Banks” companies pay a dividend yield of 1.6% and pay out 28.4% of their earnings in the form of a dividend.

Analyst Ratings

This is a breakdown of recent ratings and target prices for First Bank and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Bank 0 0 1 0 3.00
First Bank Competitors 158 560 519 23 2.32

First Bank currently has a consensus price target of $14.00, indicating a potential upside of 10.24%. As a group, “Retail & Mortgage Banks” companies have a potential upside of 28.54%. Given First Bank’s rivals higher probable upside, analysts clearly believe First Bank has less favorable growth aspects than its rivals.

Volatility & Risk

First Bank has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500. Comparatively, First Bank’s rivals have a beta of 0.82, suggesting that their average share price is 18% less volatile than the S&P 500.

Institutional and Insider Ownership

43.3% of First Bank shares are owned by institutional investors. Comparatively, 54.7% of shares of all “Retail & Mortgage Banks” companies are owned by institutional investors. 12.9% of shares of all “Retail & Mortgage Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

First Bank rivals beat First Bank on 8 of the 14 factors compared.

First Bank Company Profile

First Bank is a commercial bank. The Company provides a range of lending, deposit and other financial products and services. It operates through Community Banking segment, which is engaged in providing a range of commercial and retail and related banking services. It offers a range of lending products to meet the needs of its customers located within its market areas, including commercial and industrial loans, commercial real estate loans (including owner-occupied, investor, construction and development and multi-family loans), residential real estate loans, and consumer and other loans. It offers a range of deposit instruments, including non-interest bearing demand deposits (such as checking accounts), interest bearing demand accounts, money market accounts, savings accounts and certificates of deposit. It operates over 10 branches located in Cranbury, Denville, Ewing, Flemington, Hamilton, Lawrence, Somerset, Randolph and Williamstown, New Jersey, and Trevose, Pennsylvania.

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