Hallmark Financial Services (NASDAQ: HALL) is one of 92 public companies in the “Property & Casualty Insurance” industry, but how does it contrast to its rivals? We will compare Hallmark Financial Services to related companies based on the strength of its profitability, dividends, valuation, risk, earnings, institutional ownership and analyst recommendations.

Volatility and Risk

Hallmark Financial Services has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500. Comparatively, Hallmark Financial Services’ rivals have a beta of 0.93, meaning that their average stock price is 7% less volatile than the S&P 500.

Earnings & Valuation

This table compares Hallmark Financial Services and its rivals top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Hallmark Financial Services $385.30 million $10.79 million 114.71
Hallmark Financial Services Competitors $11.75 billion $2.00 billion 35.28

Hallmark Financial Services’ rivals have higher revenue and earnings than Hallmark Financial Services. Hallmark Financial Services is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Hallmark Financial Services and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Hallmark Financial Services 0.52% 2.05% 0.47%
Hallmark Financial Services Competitors 10.18% 5.41% 2.74%

Institutional & Insider Ownership

63.0% of Hallmark Financial Services shares are owned by institutional investors. Comparatively, 61.2% of shares of all “Property & Casualty Insurance” companies are owned by institutional investors. 29.2% of Hallmark Financial Services shares are owned by company insiders. Comparatively, 15.4% of shares of all “Property & Casualty Insurance” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and target prices for Hallmark Financial Services and its rivals, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hallmark Financial Services 0 0 0 0 N/A
Hallmark Financial Services Competitors 721 2543 2253 70 2.30

As a group, “Property & Casualty Insurance” companies have a potential upside of 1.52%. Given Hallmark Financial Services’ rivals higher possible upside, analysts clearly believe Hallmark Financial Services has less favorable growth aspects than its rivals.

Summary

Hallmark Financial Services rivals beat Hallmark Financial Services on 7 of the 10 factors compared.

About Hallmark Financial Services

Hallmark Financial Services, Inc. is an insurance holding company. The Company markets, distributes, underwrites and services its property/casualty insurance products to businesses and individuals. Its business involves marketing, distributing, underwriting and servicing insurance products, as well as providing other insurance related services. Its segments include Standard Commercial Segment, Specialty Commercial Segment and Personal Segment. The Company’s Standard Commercial P&C operating unit primarily underwrites low-severity, short-tailed commercial property/casualty insurance products in the standard market. The Company reinsures a portion of the risk it underwrites in order to control the exposure to losses and to protect capital resources. Its Workers Compensation operating unit specializes in small and middle market workers compensation business. Its Specialty Commercial operating unit offers general aviation and satellite launch insurance products and services.

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