Ameris Bancorp (NASDAQ: ABCB) is one of 324 publicly-traded companies in the “Banks” industry, but how does it compare to its rivals? We will compare Ameris Bancorp to related businesses based on the strength of its earnings, risk, analyst recommendations, valuation, institutional ownership, dividends and profitability.

Dividends

Ameris Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 0.9%. Ameris Bancorp pays out 17.1% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.1% and pay out 36.8% of their earnings in the form of a dividend.

Earnings & Valuation

This table compares Ameris Bancorp and its rivals top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Ameris Bancorp $338.56 million N/A 19.40
Ameris Bancorp Competitors N/A N/A 18.22

Ameris Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Insider & Institutional Ownership

82.4% of Ameris Bancorp shares are held by institutional investors. Comparatively, 52.7% of shares of all “Banks” companies are held by institutional investors. 3.6% of Ameris Bancorp shares are held by insiders. Comparatively, 10.5% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares Ameris Bancorp and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Ameris Bancorp 22.66% 12.52% 1.27%
Ameris Bancorp Competitors 18.69% 8.78% 0.93%

Analyst Ratings

This is a summary of current ratings and target prices for Ameris Bancorp and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ameris Bancorp 0 4 2 0 2.33
Ameris Bancorp Competitors 2620 8948 8502 392 2.33

Ameris Bancorp currently has a consensus price target of $49.20, indicating a potential upside of 8.37%. As a group, “Banks” companies have a potential downside of 4.62%. Given Ameris Bancorp’s stronger consensus rating and higher probable upside, research analysts plainly believe Ameris Bancorp is more favorable than its rivals.

Risk & Volatility

Ameris Bancorp has a beta of 1.29, suggesting that its share price is 29% more volatile than the S&P 500. Comparatively, Ameris Bancorp’s rivals have a beta of 0.78, suggesting that their average share price is 22% less volatile than the S&P 500.

Summary

Ameris Bancorp beats its rivals on 10 of the 14 factors compared.

Ameris Bancorp Company Profile

Ameris Bancorp is a financial holding company. The Company’s business is conducted through its banking subsidiary, Ameris Bank (the Bank), which provides a range of banking services to its retail and commercial customers. The Company operates through four segments: the Banking Division, the Retail Mortgage Division, the Warehouse Lending Division and the SBA Division. The Banking Division is engaged in the delivery of financial services, which include commercial loans, consumer loans and deposit accounts. The Retail Mortgage Division is engaged in the origination, sales and servicing of one- to four-family residential mortgage loans. The Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses that are secured by underlying one- to four-family residential mortgage loans. The SBA Division is engaged in the origination, sales and servicing of small business administration (SBA) loans.

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