Flagstar Bancorp (NYSE: FBC) is one of 327 publicly-traded companies in the “Banks” industry, but how does it contrast to its peers? We will compare Flagstar Bancorp to similar businesses based on the strength of its profitability, institutional ownership, analyst recommendations, valuation, risk, dividends and earnings.

Valuation & Earnings

This table compares Flagstar Bancorp and its peers gross revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Flagstar Bancorp $783.00 million N/A 13.60
Flagstar Bancorp Competitors N/A N/A 18.79

Flagstar Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Flagstar Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Flagstar Bancorp 16.52% 10.15% 0.92%
Flagstar Bancorp Competitors 18.95% 8.80% 0.93%

Insider and Institutional Ownership

96.3% of Flagstar Bancorp shares are owned by institutional investors. Comparatively, 52.5% of shares of all “Banks” companies are owned by institutional investors. 63.0% of Flagstar Bancorp shares are owned by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Flagstar Bancorp and its peers, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Flagstar Bancorp 0 2 5 0 2.71
Flagstar Bancorp Competitors 1966 7797 8037 304 2.37

Flagstar Bancorp currently has a consensus target price of $35.25, indicating a potential downside of 1.07%. As a group, “Banks” companies have a potential downside of 6.18%. Given Flagstar Bancorp’s stronger consensus rating and higher possible upside, research analysts clearly believe Flagstar Bancorp is more favorable than its peers.

Volatility & Risk

Flagstar Bancorp has a beta of 0.83, meaning that its stock price is 17% less volatile than the S&P 500. Comparatively, Flagstar Bancorp’s peers have a beta of 0.78, meaning that their average stock price is 22% less volatile than the S&P 500.

Summary

Flagstar Bancorp beats its peers on 8 of the 12 factors compared.

Flagstar Bancorp Company Profile

Flagstar Bancorp, Inc. is a savings and loan holding company. The Company’s business is primarily conducted through its principal subsidiary, Flagstar Bank, FSB. It operates through four segments: Community Banking, Mortgage Originations, Mortgage Servicing, and Other. Through Mortgage Originations segment, it originates, acquires and sells one- to four-family residential mortgage loans. The Mortgage Servicing segment includes services and subservices mortgage loans, on a fee basis, for others. The Community Banking segment originates loans, provides deposits and fee based services to consumer, business and mortgage lending customers through its Branch Banking, Business and Commercial Banking, Government Banking, Warehouse Lending and Held-for-Investment Portfolio groups. It offers checking accounts, savings accounts, money market accounts, certificates of deposit and others. Other financial services include lines of credit, revolving credit, inventory and accounts receivable.

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