Endurance Specialty Holdings (ENH) vs. Allstate Corporation (The) (ALL) Critical Comparison
Endurance Specialty Holdings (NYSE: ENH) and Allstate Corporation (The) (NYSE:ALL) are both financials companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, institutional ownership, dividends, risk and profitability.
Risk and Volatility
Endurance Specialty Holdings has a beta of 0.56, meaning that its share price is 44% less volatile than the S&P 500. Comparatively, Allstate Corporation (The) has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500.
This table compares Endurance Specialty Holdings and Allstate Corporation (The)’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Endurance Specialty Holdings||4.79%||1.62%||0.82%|
|Allstate Corporation (The)||7.02%||12.73%||2.24%|
Valuation and Earnings
This table compares Endurance Specialty Holdings and Allstate Corporation (The)’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||EBITDA||Earnings Per Share||Price/Earnings Ratio|
|Endurance Specialty Holdings||N/A||N/A||N/A||$6.00||15.50|
|Allstate Corporation (The)||$37.52 billion||0.90||$4.70 billion||$6.77||13.77|
Allstate Corporation (The) has higher revenue and earnings than Endurance Specialty Holdings. Allstate Corporation (The) is trading at a lower price-to-earnings ratio than Endurance Specialty Holdings, indicating that it is currently the more affordable of the two stocks.
Institutional and Insider Ownership
82.7% of Endurance Specialty Holdings shares are held by institutional investors. Comparatively, 76.1% of Allstate Corporation (The) shares are held by institutional investors. 5.8% of Endurance Specialty Holdings shares are held by company insiders. Comparatively, 1.6% of Allstate Corporation (The) shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
Endurance Specialty Holdings pays an annual dividend of $1.52 per share and has a dividend yield of 1.6%. Allstate Corporation (The) pays an annual dividend of $1.48 per share and has a dividend yield of 1.6%. Endurance Specialty Holdings pays out 25.3% of its earnings in the form of a dividend. Allstate Corporation (The) pays out 21.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Endurance Specialty Holdings has raised its dividend for 6 consecutive years and Allstate Corporation (The) has raised its dividend for 6 consecutive years.
This is a breakdown of current ratings and recommmendations for Endurance Specialty Holdings and Allstate Corporation (The), as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Endurance Specialty Holdings||0||4||0||0||2.00|
|Allstate Corporation (The)||1||5||6||0||2.42|
Endurance Specialty Holdings presently has a consensus price target of $93.00, suggesting a potential upside of 0.02%. Allstate Corporation (The) has a consensus price target of $90.27, suggesting a potential downside of 3.13%. Given Endurance Specialty Holdings’ higher probable upside, equities research analysts plainly believe Endurance Specialty Holdings is more favorable than Allstate Corporation (The).
Allstate Corporation (The) beats Endurance Specialty Holdings on 9 of the 13 factors compared between the two stocks.
Endurance Specialty Holdings Company Profile
Endurance Specialty Holdings Ltd. is a holding company. The Company, through its operating subsidiaries in Bermuda, the United States and the United Kingdom, focuses on underwriting specialty lines of personal and commercial property, and casualty insurance and reinsurance. It operates through two segments: Insurance and Reinsurance. In the Insurance segment, it writes agriculture, casualty and other specialty, professional lines, and property, marine/energy and aviation insurance. In the Reinsurance segment, it writes catastrophe, property, casualty, professional lines and specialty reinsurance. Its Insurance and Reinsurance segments both include property-related coverages, which provide insurance or reinsurance of an insurable interest in tangible property for property loss, damage or loss of use. In addition, its Insurance and Reinsurance segments include various casualty insurance and reinsurance coverages, which are concerned with the losses caused by injuries to third parties.
Allstate Corporation (The) Company Profile
The Allstate Corporation (Allstate) is a holding company for Allstate Insurance Company. The Company’s business is conducted principally through Allstate Insurance Company, Allstate Life Insurance Company and other subsidiaries. It is engaged in the property-liability insurance business and the life insurance, retirement and investment products business. Its segments include Allstate Protection, Allstate Financial, Discontinued Lines and Coverages, and Corporate and Other. The Allstate Protection segment sells private passenger auto, homeowners, and other property-liability insurance products through agencies and directly through contact centers and the Internet. The Allstate Financial segment sells life insurance and voluntary accident and health insurance products. The Corporate and Other segment consists of holding company activities and certain non-insurance operations. Its Discontinued Lines and Coverages segment includes results from property-liability insurance coverage.
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