Critical Survey: MainSource Financial Group (MSFG) vs. Its Rivals
MainSource Financial Group (NASDAQ: MSFG) is one of 327 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare MainSource Financial Group to similar companies based on the strength of its profitability, dividends, risk, institutional ownership, earnings, valuation and analyst recommendations.
Valuation and Earnings
This table compares MainSource Financial Group and its competitors revenue, earnings per share (EPS) and valuation.
|Gross Revenue||EBITDA||Price/Earnings Ratio|
|MainSource Financial Group||$183.54 million||N/A||19.90|
|MainSource Financial Group Competitors||N/A||N/A||18.99|
MainSource Financial Group is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.
MainSource Financial Group pays an annual dividend of $0.68 per share and has a dividend yield of 1.9%. MainSource Financial Group pays out 37.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 37.1% of their earnings in the form of a dividend. MainSource Financial Group lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.
This is a breakdown of current ratings and price targets for MainSource Financial Group and its competitors, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|MainSource Financial Group||0||2||0||0||2.00|
|MainSource Financial Group Competitors||1982||7879||8069||306||2.37|
MainSource Financial Group currently has a consensus price target of $39.00, indicating a potential upside of 7.11%. As a group, “Banks” companies have a potential downside of 6.71%. Given MainSource Financial Group’s higher probable upside, equities research analysts clearly believe MainSource Financial Group is more favorable than its competitors.
Risk & Volatility
MainSource Financial Group has a beta of 0.94, suggesting that its share price is 6% less volatile than the S&P 500. Comparatively, MainSource Financial Group’s competitors have a beta of 0.78, suggesting that their average share price is 22% less volatile than the S&P 500.
Institutional & Insider Ownership
58.2% of MainSource Financial Group shares are owned by institutional investors. Comparatively, 52.5% of shares of all “Banks” companies are owned by institutional investors. 4.8% of MainSource Financial Group shares are owned by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
This table compares MainSource Financial Group and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|MainSource Financial Group||22.93%||10.61%||1.20%|
|MainSource Financial Group Competitors||18.88%||8.81%||0.93%|
About MainSource Financial Group
MainSource Financial Group, Inc. is a bank holding company. The Company operates a banking subsidiary, MainSource Bank (the Bank), an Indiana state-chartered bank. Through the Bank, the Company offers a range of financial services, including accepting time and transaction deposits; making consumer, commercial, agribusiness and real estate mortgage loans; renting safe deposit facilities; providing personal and corporate trust services, and providing other corporate services, such as letters of credit and repurchase agreements. The Bank offers various loans, such as commercial loans, commercial real estate loans, residential loans and consumer loans. Commercial loans include secured and unsecured loans, including real estate loans, to individuals and companies and to governmental units within the market area of the Bank. It offers various deposits, which include demand, interest bearing demand, savings/money markets and certificates of deposit.
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