Paragon Commercial Corporation (NASDAQ: PBNC) is one of 327 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare Paragon Commercial Corporation to similar businesses based on the strength of its risk, valuation, dividends, profitability, analyst recommendations, institutional ownership and earnings.

Insider & Institutional Ownership

34.2% of Paragon Commercial Corporation shares are held by institutional investors. Comparatively, 52.5% of shares of all “Banks” companies are held by institutional investors. 10.5% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of recent recommendations for Paragon Commercial Corporation and its competitors, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Paragon Commercial Corporation 0 2 0 0 2.00
Paragon Commercial Corporation Competitors 1984 7893 8086 306 2.37

Paragon Commercial Corporation currently has a consensus price target of $43.00, suggesting a potential downside of 27.33%. As a group, “Banks” companies have a potential downside of 7.10%. Given Paragon Commercial Corporation’s competitors stronger consensus rating and higher probable upside, analysts plainly believe Paragon Commercial Corporation has less favorable growth aspects than its competitors.

Risk and Volatility

Paragon Commercial Corporation has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500. Comparatively, Paragon Commercial Corporation’s competitors have a beta of 0.78, meaning that their average share price is 22% less volatile than the S&P 500.

Profitability

This table compares Paragon Commercial Corporation and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Paragon Commercial Corporation 22.76% 9.85% 0.89%
Paragon Commercial Corporation Competitors 18.96% 8.82% 0.93%

Earnings and Valuation

This table compares Paragon Commercial Corporation and its competitors top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Paragon Commercial Corporation $49.77 million N/A 23.30
Paragon Commercial Corporation Competitors N/A N/A 18.89

Paragon Commercial Corporation is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Summary

Paragon Commercial Corporation competitors beat Paragon Commercial Corporation on 8 of the 12 factors compared.

Paragon Commercial Corporation Company Profile

Paragon Commercial Corporation is a bank holding company for Paragon Bank (the Bank). The Bank is engaged in general commercial banking in Wake and Mecklenburg Counties, North California. The Bank offers private banking and commercial banking services. Its private banking services include deposit services, such as debit cards and safe deposit boxes. Its commercial banking services include deposit services, such as business checking, nonprofit checking and business money market; courier service; remote deposit capture; merchant services; zero balance accounts; cash vault/deposit service, and account management services, such as automated sweeps and reconciliation. It also offers mobile and online banking services. Its borrowing services include commercial loans and lines, corporate credit cards and home purchase/refinance. It also offers wealth management and investment services.

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