Analyzing Cape Bancorp (CBNJ) & Bank Of Montreal (BMO)
Cape Bancorp (NASDAQ: CBNJ) and Bank Of Montreal (NYSE:BMO) are both financials companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, risk, analyst recommendations, earnings, valuation, dividends and institutional ownership.
This is a summary of current ratings and target prices for Cape Bancorp and Bank Of Montreal, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Bank Of Montreal||0||6||3||0||2.33|
Bank Of Montreal has a consensus target price of $103.67, suggesting a potential upside of 32.74%. Given Bank Of Montreal’s higher possible upside, analysts plainly believe Bank Of Montreal is more favorable than Cape Bancorp.
Insider and Institutional Ownership
42.7% of Bank Of Montreal shares are held by institutional investors. 1.0% of Bank Of Montreal shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Valuation & Earnings
This table compares Cape Bancorp and Bank Of Montreal’s top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||EBITDA||Earnings Per Share||Price/Earnings Ratio|
|Bank Of Montreal||$17.39 billion||2.91||$3.98 billion||$6.14||12.72|
Bank Of Montreal has higher revenue and earnings than Cape Bancorp.
Bank Of Montreal pays an annual dividend of $2.88 per share and has a dividend yield of 3.7%. Cape Bancorp does not pay a dividend. Bank Of Montreal pays out 46.9% of its earnings in the form of a dividend.
This table compares Cape Bancorp and Bank Of Montreal’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Bank Of Montreal||20.04%||14.36%||0.80%|
Bank Of Montreal beats Cape Bancorp on 9 of the 10 factors compared between the two stocks.
Cape Bancorp Company Profile
Cape Bancorp, Inc. (Cape Bancorp) is the holding company of Cape Bank (the Bank). The Bank focuses on providing deposit and loan products to retail customers and to small and mid-sized businesses from its fourteen full service branch offices, located in Atlantic and Cape May Counties, one drive-up teller/ATM operation in Atlantic County, three market development offices (MDOs) located in Burlington, Cape May and Atlantic Counties in New Jersey, and two MDOs in Pennsylvania servicing the five county Philadelphia market located in Radnor, Delaware County and in Philadelphia. It attracts deposits from the general public and uses those funds to originate a variety of loans, including commercial mortgages, commercial business loans, home equity loans and lines of credit (HELOC) and construction loans. Its retail and business banking deposit products include checking accounts, money market accounts, savings accounts, and certificates of deposit with terms ranging from 30 days to 60 months.
Bank Of Montreal Company Profile
Bank of Montreal (the Bank) is a financial services provider. The Bank provides a range of personal and commercial banking, wealth management and investment banking products and services. The Bank conducts its business through three operating groups: Personal and Commercial Banking (P&C), Wealth Management and BMO Capital Markets. The P&C business includes two retail and business banking operating segments, such as Canadian Personal and Commercial Banking (Canadian P&C), and the United States Personal and Commercial Banking (U.S. P&C). The Bank’s Wealth Management business serves a range of client segments, from mainstream to ultra-high net worth and institutional, with an offering of wealth management products and services, including insurance. BMO Capital Markets is a North American-based financial services provider offering a range of products and services to corporate, institutional and government clients. The Bank has over 1,500 bank branches in Canada and the United States.
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