Banco Santander-Chile (NASDAQ: BSAC) and First Busey Corporation (NASDAQ:BUSE) are both financials companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, valuation, dividends, profitability, risk and analyst recommendations.

Institutional and Insider Ownership

45.8% of First Busey Corporation shares are owned by institutional investors. 9.6% of First Busey Corporation shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations for Banco Santander-Chile and First Busey Corporation, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco Santander-Chile 0 2 1 0 2.33
First Busey Corporation 0 3 0 0 2.00

Banco Santander-Chile currently has a consensus price target of $26.00, suggesting a potential downside of 15.61%. First Busey Corporation has a consensus price target of $31.67, suggesting a potential downside of 1.93%. Given First Busey Corporation’s higher probable upside, analysts plainly believe First Busey Corporation is more favorable than Banco Santander-Chile.

Earnings & Valuation

This table compares Banco Santander-Chile and First Busey Corporation’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio EBITDA Earnings Per Share Price/Earnings Ratio
Banco Santander-Chile $2.26 billion 6.42 N/A N/A N/A
First Busey Corporation $248.52 million 5.91 $69.08 million $1.52 21.24

First Busey Corporation has higher revenue, but lower earnings than Banco Santander-Chile.

Dividends

First Busey Corporation pays an annual dividend of $0.72 per share and has a dividend yield of 2.2%. Banco Santander-Chile does not pay a dividend. First Busey Corporation pays out 47.4% of its earnings in the form of a dividend.

Profitability

This table compares Banco Santander-Chile and First Busey Corporation’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Banco Santander-Chile 29.10% 20.58% 1.69%
First Busey Corporation 22.04% 10.59% 1.16%

Summary

Banco Santander-Chile beats First Busey Corporation on 8 of the 13 factors compared between the two stocks.

About Banco Santander-Chile

Banco Santander-Chile (the Bank), formerly Banco Santander Chile, is a Chilean bank. The Bank’s segments include Retail banking, Middle-market, Global Corporate Banking and Corporate Activities (Other). The Retail Banking segment consists of individuals and small to middle-sized entities (SMEs). The Middle-market segment serves companies and large corporations. The Global Corporate Banking segment consists of foreign and domestic multinational companies. The Corporate Activities segment includes its Financial Management Division, which develops global management functions. It provides a range of commercial and retail banking services to its customers, including Chilean peso and foreign currency denominated loans to finance a range of commercial transactions, trade, foreign currency forward contracts and credit lines and a range of retail banking services, including mortgage financing. In addition to its traditional banking operations, the Bank offers a range of financial services.

About First Busey Corporation

First Busey Corporation (First Busey) is a financial holding company. The Company offers a range of financial services through its banking and non-banking subsidiaries. The Company operates through three segments: Banking, Remittance Processing and Wealth Management. The Banking segment provides a range of banking services to individual and corporate customers through its branch network in downstate Illinois, St. Louis, Missouri metropolitan area, southwest Florida and through its branch in Indianapolis, Indiana. The Remittance Processing segment provides for online bill payments, lockbox and walk-in payments. The Wealth Management segment provides a range of asset management, investment and fiduciary services to individuals, businesses and foundations, philanthropic advisory services and farm and brokerage services. The Company conducts the business of banking and related services through Busey Bank. The Company’s subsidiaries also include First Community Financial Bank.

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