Critical Contrast: Atlantic American Corporation (AAME) vs. Aviva Plc (AV)
Atlantic American Corporation (NASDAQ: AAME) and Aviva Plc (NYSE:AV) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, valuation, analyst recommendations, profitability, dividends, institutional ownership and risk.
Earnings and Valuation
This table compares Atlantic American Corporation and Aviva Plc’s top-line revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||EBITDA||Earnings Per Share||Price/Earnings Ratio|
|Atlantic American Corporation||$169.97 million||0.40||$6.69 million||$0.11||30.46|
Atlantic American Corporation has higher revenue and earnings than Aviva Plc.
Volatility and Risk
Atlantic American Corporation has a beta of 0.37, meaning that its stock price is 63% less volatile than the S&P 500. Comparatively, Aviva Plc has a beta of 1.2, meaning that its stock price is 20% more volatile than the S&P 500.
This is a summary of current ratings for Atlantic American Corporation and Aviva Plc, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Atlantic American Corporation||0||0||0||0||N/A|
This table compares Atlantic American Corporation and Aviva Plc’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Atlantic American Corporation||1.61%||-0.56%||-0.19%|
Atlantic American Corporation pays an annual dividend of $0.02 per share and has a dividend yield of 0.6%. Aviva Plc pays an annual dividend of $0.55 per share and has a dividend yield of 4.7%. Atlantic American Corporation pays out 18.2% of its earnings in the form of a dividend. Aviva Plc has raised its dividend for 3 consecutive years. Aviva Plc is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Institutional and Insider Ownership
5.1% of Atlantic American Corporation shares are owned by institutional investors. Comparatively, 0.8% of Aviva Plc shares are owned by institutional investors. 79.3% of Atlantic American Corporation shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Aviva Plc beats Atlantic American Corporation on 7 of the 11 factors compared between the two stocks.
About Atlantic American Corporation
Atlantic American Corporation is a holding company that operates through its subsidiaries in specialty markets within the life and health, and property and casualty insurance industries. The Company’s principal operating subsidiaries are American Southern Insurance Company and American Safety Insurance Company (together known as American Southern) within the property and casualty insurance industry, and Bankers Fidelity Life Insurance Company and Bankers Fidelity Assurance Company (together known as Bankers Fidelity) within the life and health insurance industry. Each of American Southern and Bankers Fidelity is managed separately based upon the type of products it offers. American Southern’s product lines include business automobile insurance policies, General Liability Insurance policies, Property Insurance policies and Surety Bonds. Products offered by Bankers Fidelity include ordinary and term life insurance, Medicare supplement and other accident and health insurance products.
About Aviva Plc
Aviva plc is a holding company. The Company provides customers with long-term insurance and savings, general and health insurance, and fund management products and services. Its segments include United Kingdom & Ireland; France; Poland; Italy, Spain and Other; Canada; Asia; Aviva Investors, and Other Group activities. The United Kingdom and Ireland segment consists of two operating segments: Life and General Insurance. The principal activities of its French operations are long-term business and general insurance. Its Poland Activities in Poland consist of long-term business and general insurance operations. Its Italian operations are long-term business and general insurance. The principal activity of the Canadian operation is general insurance. Its activities in Asia consist of its long-term business operations in China, India, Singapore, Hong Kong, Vietnam, Indonesia, Taiwan and international operations. The Aviva Investors segment offers a range of asset management services.
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