First BanCorp. (NYSE: FBP) is one of 327 publicly-traded companies in the “Banks” industry, but how does it compare to its rivals? We will compare First BanCorp. to related businesses based on the strength of its risk, valuation, earnings, profitability, dividends, institutional ownership and analyst recommendations.

Profitability

This table compares First BanCorp. and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First BanCorp. 15.17% 5.57% 0.83%
First BanCorp. Competitors 19.04% 8.88% 0.94%

Valuation & Earnings

This table compares First BanCorp. and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
First BanCorp. $477.76 million N/A 10.33
First BanCorp. Competitors N/A N/A 18.69

First BanCorp. is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for First BanCorp. and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First BanCorp. 0 1 1 0 2.50
First BanCorp. Competitors 2012 7995 8155 315 2.37

First BanCorp. presently has a consensus target price of $7.25, indicating a potential upside of 52.63%. As a group, “Banks” companies have a potential downside of 8.55%. Given First BanCorp.’s stronger consensus rating and higher possible upside, equities research analysts clearly believe First BanCorp. is more favorable than its rivals.

Volatility and Risk

First BanCorp. has a beta of 1.96, indicating that its stock price is 96% more volatile than the S&P 500. Comparatively, First BanCorp.’s rivals have a beta of 0.78, indicating that their average stock price is 22% less volatile than the S&P 500.

Insider and Institutional Ownership

91.1% of First BanCorp. shares are owned by institutional investors. Comparatively, 52.4% of shares of all “Banks” companies are owned by institutional investors. 21.1% of First BanCorp. shares are owned by insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

First BanCorp. beats its rivals on 7 of the 12 factors compared.

First BanCorp. Company Profile

First BanCorp. is a financial holding company. As of December 31, 2016, the Company controlled two subsidiaries: FirstBank Puerto Rico (the Bank or FirstBank) and FirstBank Insurance Agency, Inc. (FirstBank Insurance Agency). It operates in six segments: Commercial and Corporate Banking, which consists of lending and other services; Consumer (Retail) Banking, which consists of consumer lending and deposit-taking activities; Mortgage Banking, which consists of the origination, sale, and servicing of a range of residential mortgage loan products and related hedging activities; Treasury and Investments, which consists of treasury and investment management functions; United States Operations, which consists of all banking activities conducted by FirstBank on the United States mainland, and Virgin Islands Operations, which consists of banking activities conducted by FirstBank in the United States Virgin Islands and British Virgin Islands, including retail and commercial banking services.

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