BNC Bancorp (NASDAQ: BNCN) is one of 206 publicly-traded companies in the “Commercial Banks” industry, but how does it contrast to its competitors? We will compare BNC Bancorp to similar businesses based on the strength of its analyst recommendations, risk, valuation, profitability, institutional ownership, dividends and earnings.

Dividends

BNC Bancorp pays an annual dividend of $0.05 per share and has a dividend yield of 0.1%. BNC Bancorp pays out 3.8% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 35.5% of their earnings in the form of a dividend.

Volatility and Risk

BNC Bancorp has a beta of 1, meaning that its stock price has a similar volatility profile to the S&P 500.Comparatively, BNC Bancorp’s competitors have a beta of 0.74, meaning that their average stock price is 26% less volatile than the S&P 500.

Insider and Institutional Ownership

62.6% of BNC Bancorp shares are owned by institutional investors. Comparatively, 46.6% of shares of all “Commercial Banks” companies are owned by institutional investors. 6.2% of BNC Bancorp shares are owned by company insiders. Comparatively, 11.6% of shares of all “Commercial Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares BNC Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
BNC Bancorp 19.39% 6.37% 0.77%
BNC Bancorp Competitors 20.34% 8.59% 0.91%

Earnings and Valuation

This table compares BNC Bancorp and its competitors top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
BNC Bancorp N/A N/A 26.63
BNC Bancorp Competitors N/A N/A 22.53

BNC Bancorp is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Analyst Ratings

This is a breakdown of recent ratings and price targets for BNC Bancorp and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BNC Bancorp 0 3 1 0 2.25
BNC Bancorp Competitors 361 2839 2311 67 2.37

BNC Bancorp currently has a consensus price target of $33.88, indicating a potential downside of 3.63%. As a group, “Commercial Banks” companies have a potential upside of 1.96%. Given BNC Bancorp’s competitors stronger consensus rating and higher probable upside, analysts plainly believe BNC Bancorp has less favorable growth aspects than its competitors.

Summary

BNC Bancorp competitors beat BNC Bancorp on 9 of the 12 factors compared.

About BNC Bancorp

BNC Bancorp is a one-bank holding company for Bank of North Carolina (the Bank). The Bank is a full service commercial bank, which provides a range of banking services tailored to the particular banking needs of the communities it serves. It is engaged in the business of attracting deposits from the general public and using those deposits, together with other funding from its lines of credit, to make commercial and consumer loans. It provides banking services to individuals and small to medium-sized local businesses. It also offers a range of banking services, including traditional products, such as checking and savings accounts. Its other banking services include Mortgage Lending, Small Business Administration Lending, Wealth Management Services and Insurance Services. It offers an array of residential mortgage products, including long-term fixed rate and variable rate loans. Its Wealth Management Services include financial planning, wealth management, and trust and estate planning.

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