Hanmi Financial Corporation (NASDAQ: HAFC) is one of 328 publicly-traded companies in the “Banks” industry, but how does it contrast to its rivals? We will compare Hanmi Financial Corporation to similar businesses based on the strength of its analyst recommendations, dividends, risk, profitability, valuation, institutional ownership and earnings.

Analyst Recommendations

This is a breakdown of current ratings for Hanmi Financial Corporation and its rivals, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hanmi Financial Corporation 0 2 1 0 2.33
Hanmi Financial Corporation Competitors 2057 8169 8301 321 2.37

Hanmi Financial Corporation presently has a consensus target price of $31.00, indicating a potential downside of 1.27%. As a group, “Banks” companies have a potential downside of 8.02%. Given Hanmi Financial Corporation’s higher probable upside, equities analysts plainly believe Hanmi Financial Corporation is more favorable than its rivals.

Valuation & Earnings

This table compares Hanmi Financial Corporation and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Hanmi Financial Corporation $205.56 million N/A 17.54
Hanmi Financial Corporation Competitors N/A N/A 19.01

Hanmi Financial Corporation is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Risk & Volatility

Hanmi Financial Corporation has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, Hanmi Financial Corporation’s rivals have a beta of 0.78, indicating that their average stock price is 22% less volatile than the S&P 500.

Insider and Institutional Ownership

88.7% of Hanmi Financial Corporation shares are owned by institutional investors. Comparatively, 52.4% of shares of all “Banks” companies are owned by institutional investors. 3.9% of Hanmi Financial Corporation shares are owned by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Hanmi Financial Corporation and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Hanmi Financial Corporation 24.54% 10.60% 1.18%
Hanmi Financial Corporation Competitors 19.05% 8.85% 0.94%

Dividends

Hanmi Financial Corporation pays an annual dividend of $0.84 per share and has a dividend yield of 2.7%. Hanmi Financial Corporation pays out 46.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 36.4% of their earnings in the form of a dividend.

Summary

Hanmi Financial Corporation beats its rivals on 8 of the 14 factors compared.

Hanmi Financial Corporation Company Profile

Hanmi Financial Corporation is the holding company for Hanmi Bank (the Bank). The Bank is a community bank conducting general business banking, with its primary market encompassing the Korean-American community, as well as other ethnic communities across California, Colorado, Georgia, Illinois, New York, Texas, Virginia and Washington. The Bank’s client base reflects the multi-ethnic composition of these communities. The Bank maintains a branch network of full-service branch offices in California, Illinois, New Jersey, New York, Texas and Virginia, and loan production offices in California, Colorado, Texas, Virginia and Washington State. Its lending activities include real estate loans (commercial property, construction and residential property), commercial and industrial loans (commercial term loans, commercial lines of credit and international), and consumer loans and small business administration (SBA) loans. Its revenues are derived from interest and fees on its loans.

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