First Community Corporation (NASDAQ: FCCO) is one of 205 public companies in the “Commercial Banks” industry, but how does it contrast to its rivals? We will compare First Community Corporation to similar businesses based on the strength of its valuation, dividends, risk, profitability, institutional ownership, analyst recommendations and earnings.

Analyst Ratings

This is a breakdown of current recommendations for First Community Corporation and its rivals, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Corporation 0 0 1 0 3.00
First Community Corporation Competitors 356 2833 2304 66 2.37

First Community Corporation presently has a consensus target price of $21.00, indicating a potential downside of 8.10%. As a group, “Commercial Banks” companies have a potential upside of 2.51%. Given First Community Corporation’s rivals higher possible upside, analysts plainly believe First Community Corporation has less favorable growth aspects than its rivals.

Earnings & Valuation

This table compares First Community Corporation and its rivals revenue, earnings per share and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
First Community Corporation $38.45 million $6.68 million 21.97
First Community Corporation Competitors $343.33 million $72.29 million 20.64

First Community Corporation’s rivals have higher revenue and earnings than First Community Corporation. First Community Corporation is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Volatility & Risk

First Community Corporation has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500. Comparatively, First Community Corporation’s rivals have a beta of 0.75, meaning that their average stock price is 25% less volatile than the S&P 500.

Insider & Institutional Ownership

47.1% of First Community Corporation shares are held by institutional investors. Comparatively, 46.5% of shares of all “Commercial Banks” companies are held by institutional investors. 8.6% of First Community Corporation shares are held by insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares First Community Corporation and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Community Corporation 17.69% 8.52% 0.78%
First Community Corporation Competitors 20.57% 8.78% 0.93%

Dividends

First Community Corporation pays an annual dividend of $0.36 per share and has a dividend yield of 1.6%. First Community Corporation pays out 34.6% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 34.2% of their earnings in the form of a dividend. First Community Corporation lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.

Summary

First Community Corporation rivals beat First Community Corporation on 10 of the 15 factors compared.

First Community Corporation Company Profile

First Community Corporation is a bank holding company for First Community Bank (the Bank). The Bank offers commercial and retail banking services to small-to-medium sized businesses, professional concerns and individuals, primarily in Richland, Lexington, Kershaw and Newberry Counties of South Carolina and the surrounding areas. The Bank offers a range of traditional banking products and services for professionals and small-to medium-sized businesses, including consumer and commercial, mortgage, brokerage and investment, and insurance services. The Bank also offers online banking to its customers. Its other services include Internet banking, cash management services, safe deposit boxes, traveler checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. The Bank offers non-deposit investment products and other investment brokerage services through a registered representative with an affiliation through LPL Financial.

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