California First National Bancorp (NASDAQ: CFNB) is one of 331 public companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare California First National Bancorp to related companies based on the strength of its risk, profitability, valuation, dividends, analyst recommendations, earnings and institutional ownership.

Risk & Volatility

California First National Bancorp has a beta of 0.49, suggesting that its stock price is 51% less volatile than the S&P 500. Comparatively, California First National Bancorp’s rivals have a beta of 0.79, suggesting that their average stock price is 21% less volatile than the S&P 500.

Profitability

This table compares California First National Bancorp and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
California First National Bancorp 32.09% 5.92% 1.41%
California First National Bancorp Competitors 18.84% 8.83% 0.94%

Dividends

California First National Bancorp pays an annual dividend of $0.46 per share and has a dividend yield of 3.1%. California First National Bancorp pays out 41.4% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 34.1% of their earnings in the form of a dividend.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for California First National Bancorp and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
California First National Bancorp 0 0 0 0 N/A
California First National Bancorp Competitors 2099 8281 8378 324 2.36

As a group, “Banks” companies have a potential downside of 21.20%. Given California First National Bancorp’s rivals higher probable upside, analysts clearly believe California First National Bancorp has less favorable growth aspects than its rivals.

Institutional & Insider Ownership

12.2% of California First National Bancorp shares are owned by institutional investors. Comparatively, 52.4% of shares of all “Banks” companies are owned by institutional investors. 78.7% of California First National Bancorp shares are owned by insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares California First National Bancorp and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
California First National Bancorp $36.69 million $11.12 million 13.51
California First National Bancorp Competitors $5.45 billion $813.35 million 18.53

California First National Bancorp’s rivals have higher revenue and earnings than California First National Bancorp. California First National Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

California First National Bancorp rivals beat California First National Bancorp on 8 of the 12 factors compared.

California First National Bancorp Company Profile

California First National Bancorp is a bank holding company of California First National Bank (CalFirst Bank or the Bank) and leasing subsidiary, California First Leasing Corp (CalFirst Leasing). The primary business of the Company is secured financing provided through leasing and financing capital assets, commercial loans acquired through participation in the syndicated commercial loan market, by providing non-recourse loans to third parties secured by leases and equipment, and direct commercial loans. Its segments include CalFirst Bank and CalFirst Leasing. CalFirst Bank gathers deposits through posting rates on the Internet and conducts all banking and other operations from one central location. It provides leasing and financing to customers throughout the United States and across a range of industries and disciplines, including commercial, industrial and financial companies, as well as educational, government and non-profit entities.

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