OFG Bancorp (NYSE: OFG) is one of 331 publicly-traded companies in the “Banks” industry, but how does it contrast to its rivals? We will compare OFG Bancorp to related companies based on the strength of its analyst recommendations, profitability, dividends, risk, earnings, institutional ownership and valuation.

Analyst Recommendations

This is a summary of current ratings and recommmendations for OFG Bancorp and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OFG Bancorp 0 2 1 0 2.33
OFG Bancorp Competitors 2098 8279 8378 324 2.36

OFG Bancorp presently has a consensus price target of $12.33, indicating a potential upside of 46.83%. As a group, “Banks” companies have a potential upside of 8.35%. Given OFG Bancorp’s higher probable upside, research analysts plainly believe OFG Bancorp is more favorable than its rivals.

Insider & Institutional Ownership

96.8% of OFG Bancorp shares are held by institutional investors. Comparatively, 52.4% of shares of all “Banks” companies are held by institutional investors. 2.6% of OFG Bancorp shares are held by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Dividends

OFG Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 2.9%. OFG Bancorp pays out 28.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 33.8% of their earnings in the form of a dividend. OFG Bancorp has raised its dividend for 3 consecutive years. OFG Bancorp is clearly a better dividend stock than its rivals, given its higher yield and lower payout ratio.

Profitability

This table compares OFG Bancorp and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
OFG Bancorp 11.92% 9.05% 1.08%
OFG Bancorp Competitors 18.82% 8.82% 0.94%

Valuation and Earnings

This table compares OFG Bancorp and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
OFG Bancorp $423.41 $59.18 10.12
OFG Bancorp Competitors $5,447.12 $813.35 19.24

OFG Bancorp’s rivals have higher revenue and earnings than OFG Bancorp. OFG Bancorp is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Volatility & Risk

OFG Bancorp has a beta of 1.62, meaning that its share price is 62% more volatile than the S&P 500. Comparatively, OFG Bancorp’s rivals have a beta of 0.79, meaning that their average share price is 21% less volatile than the S&P 500.

Summary

OFG Bancorp rivals beat OFG Bancorp on 8 of the 15 factors compared.

OFG Bancorp Company Profile

OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).

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