Chemical Financial Corporation (CHFC) versus Its Peers Critical Contrast
Chemical Financial Corporation (NASDAQ: CHFC) is one of 209 public companies in the “Commercial Banks” industry, but how does it compare to its peers? We will compare Chemical Financial Corporation to similar businesses based on the strength of its profitability, risk, valuation, earnings, institutional ownership, dividends and analyst recommendations.
This is a breakdown of current recommendations and price targets for Chemical Financial Corporation and its peers, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Chemical Financial Corporation||1||1||4||0||2.50|
|Chemical Financial Corporation Competitors||357||2836||2305||66||2.37|
Chemical Financial Corporation presently has a consensus target price of $53.25, suggesting a potential upside of 0.99%. As a group, “Commercial Banks” companies have a potential upside of 3.19%. Given Chemical Financial Corporation’s peers higher probable upside, analysts clearly believe Chemical Financial Corporation has less favorable growth aspects than its peers.
Volatility and Risk
Chemical Financial Corporation has a beta of 1.14, meaning that its stock price is 14% more volatile than the S&P 500. Comparatively, Chemical Financial Corporation’s peers have a beta of 0.75, meaning that their average stock price is 25% less volatile than the S&P 500.
Insider & Institutional Ownership
78.4% of Chemical Financial Corporation shares are held by institutional investors. Comparatively, 46.2% of shares of all “Commercial Banks” companies are held by institutional investors. 2.2% of Chemical Financial Corporation shares are held by company insiders. Comparatively, 11.8% of shares of all “Commercial Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Valuation and Earnings
This table compares Chemical Financial Corporation and its peers revenue, earnings per share (EPS) and valuation.
|Gross Revenue||NetIncome||Price/Earnings Ratio|
|Chemical Financial Corporation||$532.73 million||$108.03 million||20.13|
|Chemical Financial Corporation Competitors||$343.33 million||$72.29 million||20.98|
Chemical Financial Corporation has higher revenue and earnings than its peers. Chemical Financial Corporation is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.
This table compares Chemical Financial Corporation and its peers’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Chemical Financial Corporation||24.23%||8.05%||1.16%|
|Chemical Financial Corporation Competitors||20.63%||8.78%||0.93%|
Chemical Financial Corporation pays an annual dividend of $1.12 per share and has a dividend yield of 2.1%. Chemical Financial Corporation pays out 42.7% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 34.3% of their earnings in the form of a dividend.
Chemical Financial Corporation beats its peers on 9 of the 15 factors compared.
About Chemical Financial Corporation
Chemical Financial Corporation is a financial holding company. The Company operates in the commercial banking segment. The Company, through its subsidiary bank, Chemical Bank, offers banking and fiduciary products and services. These products and services include business and personal checking accounts, savings and individual retirement accounts, time deposit instruments, electronically accessed banking products, residential and commercial real estate financing, commercial lending, consumer financing, access to insurance and investment products, corporate and personal wealth management services, and other banking services. As of December 31, 2016, the Corporation and Chemical Bank served these markets through 249 banking offices. In addition to the banking offices, Chemical Bank operated eight loan production offices and over 272 automated teller machines, both on- and off-bank premises, as of December 31, 2016. Its loan portfolio includes commercial and real estate construction.
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