TrustCo Bank Corp NY (NASDAQ: TRST) is one of 309 public companies in the “Banks” industry, but how does it contrast to its rivals? We will compare TrustCo Bank Corp NY to similar businesses based on the strength of its analyst recommendations, earnings, valuation, dividends, profitability, institutional ownership and risk.

Profitability

This table compares TrustCo Bank Corp NY and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
TrustCo Bank Corp NY 25.16% 10.51% 0.95%
TrustCo Bank Corp NY Competitors 18.71% 8.68% 0.94%

Analyst Ratings

This is a summary of recent recommendations and price targets for TrustCo Bank Corp NY and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
TrustCo Bank Corp NY 0 1 0 0 2.00
TrustCo Bank Corp NY Competitors 2122 8327 8345 328 2.36

TrustCo Bank Corp NY presently has a consensus target price of $7.25, indicating a potential downside of 18.99%. As a group, “Banks” companies have a potential downside of 1.27%. Given TrustCo Bank Corp NY’s rivals stronger consensus rating and higher probable upside, analysts clearly believe TrustCo Bank Corp NY has less favorable growth aspects than its rivals.

Valuation and Earnings

This table compares TrustCo Bank Corp NY and its rivals revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
TrustCo Bank Corp NY $180.37 million $42.60 million 18.65
TrustCo Bank Corp NY Competitors $5.56 billion $817.91 million 372.51

TrustCo Bank Corp NY’s rivals have higher revenue and earnings than TrustCo Bank Corp NY. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Dividends

TrustCo Bank Corp NY pays an annual dividend of $0.26 per share and has a dividend yield of 2.9%. TrustCo Bank Corp NY pays out 54.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 35.0% of their earnings in the form of a dividend.

Volatility and Risk

TrustCo Bank Corp NY has a beta of 1.2, indicating that its share price is 20% more volatile than the S&P 500. Comparatively, TrustCo Bank Corp NY’s rivals have a beta of 0.81, indicating that their average share price is 19% less volatile than the S&P 500.

Institutional and Insider Ownership

57.7% of TrustCo Bank Corp NY shares are owned by institutional investors. Comparatively, 51.7% of shares of all “Banks” companies are owned by institutional investors. 0.2% of TrustCo Bank Corp NY shares are owned by company insiders. Comparatively, 10.4% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

TrustCo Bank Corp NY rivals beat TrustCo Bank Corp NY on 9 of the 15 factors compared.

About TrustCo Bank Corp NY

TrustCo Bank Corp NY is a savings and loan holding company. The Company’s principal subsidiary is Trustco Bank (the Bank). The Bank is a federal savings bank engaged in providing general banking services to individuals, partnerships and corporations. It operates through community banking segment. The Bank’s business consists of accepting deposits and making loans and investments. The Bank provides both personal and business banking services. The Bank’s subsidiary, Trustco Realty Corp., is a real estate investment trust (REIT) formed to acquire, hold and manage real estate mortgage assets, including residential mortgage loans and mortgage backed securities. The Bank’s trust department operates under the name, Trustco Financial Services, and serves as executor of estates and trustee of personal trusts, provides asset and wealth management services, and provides estate planning and related advice, provides custodial services.

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