Citizens Financial Services Inc. (OTCBB:CZFS) Director Roger C. Graham, Jr. purchased 500 shares of the stock in a transaction dated Thursday, November 30th. The shares were acquired at an average cost of $61.00 per share, for a total transaction of $30,500.00. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this link.

Shares of Citizens Financial Services Inc. (CZFS) remained flat at $$61.50 during mid-day trading on Friday. Citizens Financial Services Inc. has a 52-week low of $47.62 and a 52-week high of $65.00. The company has a debt-to-equity ratio of 0.57, a current ratio of 0.88 and a quick ratio of 0.88. The company has a market cap of $214.73, a P/E ratio of 15.87 and a beta of -0.32.

A number of analysts have commented on the company. Boenning Scattergood began coverage on Citizens Financial Services in a research report on Wednesday, September 13th. They issued an “outperform” rating and a $63.50 price target for the company. Zacks Investment Research upgraded Citizens Financial Services from a “hold” rating to a “buy” rating and set a $69.00 price target for the company in a report on Thursday, November 16th. Finally, ValuEngine upgraded Citizens Financial Services from a “hold” rating to a “buy” rating in a report on Friday, September 15th.

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About Citizens Financial Services

Citizens Financial Services, Inc is a bank holding company for First Citizens Community Bank (the Bank). The Company is engaged in the ownership and management of the Bank and the Bank’s insurance agency subsidiary, First Citizens Insurance Agency, Inc It operates through community banking segment. The Bank is engaged in a range of banking activities and services for individual, business, governmental and institutional customers.

Insider Buying and Selling by Quarter for Citizens Financial Services (OTCBB:CZFS)

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