First Community (NASDAQ: FCCO) is one of 199 publicly-traded companies in the “Commercial Banks” industry, but how does it compare to its rivals? We will compare First Community to related businesses based on the strength of its institutional ownership, valuation, profitability, earnings, dividends, risk and analyst recommendations.

Valuation and Earnings

This table compares First Community and its rivals gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
First Community $38.45 million $6.68 million 23.46
First Community Competitors $343.96 million $72.97 million 19.49

First Community’s rivals have higher revenue and earnings than First Community. First Community is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Dividends

First Community pays an annual dividend of $0.36 per share and has a dividend yield of 1.5%. First Community pays out 34.6% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 35.3% of their earnings in the form of a dividend.

Analyst Ratings

This is a summary of current recommendations and price targets for First Community and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community 0 0 1 0 3.00
First Community Competitors 365 2888 2331 67 2.37

First Community presently has a consensus price target of $21.00, suggesting a potential downside of 13.93%. As a group, “Commercial Banks” companies have a potential upside of 2.93%. Given First Community’s rivals higher probable upside, analysts clearly believe First Community has less favorable growth aspects than its rivals.

Volatility and Risk

First Community has a beta of 0.87, indicating that its share price is 13% less volatile than the S&P 500. Comparatively, First Community’s rivals have a beta of 0.75, indicating that their average share price is 25% less volatile than the S&P 500.

Profitability

This table compares First Community and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Community 17.69% 8.44% 0.78%
First Community Competitors 20.51% 8.70% 0.93%

Insider & Institutional Ownership

47.9% of First Community shares are held by institutional investors. Comparatively, 47.3% of shares of all “Commercial Banks” companies are held by institutional investors. 8.6% of First Community shares are held by insiders. Comparatively, 11.8% of shares of all “Commercial Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

First Community rivals beat First Community on 9 of the 15 factors compared.

About First Community

First Community Corporation is a bank holding company for First Community Bank (the Bank). The Bank offers commercial and retail banking services to small-to-medium sized businesses, professional concerns and individuals, primarily in Richland, Lexington, Kershaw and Newberry Counties of South Carolina and the surrounding areas. The Bank offers a range of traditional banking products and services for professionals and small-to medium-sized businesses, including consumer and commercial, mortgage, brokerage and investment, and insurance services. The Bank also offers online banking to its customers. Its other services include Internet banking, cash management services, safe deposit boxes, traveler checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. The Bank offers non-deposit investment products and other investment brokerage services through a registered representative with an affiliation through LPL Financial.

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