Head-To-Head Analysis: Elevate Credit (ELVT) & Its Peers

Elevate Credit (NYSE: ELVT) is one of 21 public companies in the “Professional Information Services” industry, but how does it weigh in compared to its rivals? We will compare Elevate Credit to similar businesses based on the strength of its profitability, dividends, institutional ownership, risk, valuation, analyst recommendations and earnings.

Earnings & Valuation

This table compares Elevate Credit and its rivals top-line revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Elevate Credit $580.44 million -$22.37 million 370.00
Elevate Credit Competitors $3.22 billion $618.42 million 1,498.50

Elevate Credit’s rivals have higher revenue and earnings than Elevate Credit. Elevate Credit is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional and Insider Ownership

51.8% of Elevate Credit shares are owned by institutional investors. Comparatively, 57.6% of shares of all “Professional Information Services” companies are owned by institutional investors. 12.2% of shares of all “Professional Information Services” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Elevate Credit and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Elevate Credit 0.13% 1.40% 0.14%
Elevate Credit Competitors 3.94% 17.97% 3.89%

Analyst Ratings

This is a breakdown of recent ratings for Elevate Credit and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Elevate Credit 0 2 6 0 2.75
Elevate Credit Competitors 76 539 715 6 2.49

Elevate Credit currently has a consensus price target of $10.57, suggesting a potential upside of 42.86%. As a group, “Professional Information Services” companies have a potential downside of 2.04%. Given Elevate Credit’s stronger consensus rating and higher probable upside, equities analysts plainly believe Elevate Credit is more favorable than its rivals.

Summary

Elevate Credit rivals beat Elevate Credit on 8 of the 11 factors compared.

About Elevate Credit

Elevate Credit, Inc. provides online credit solutions to non-prime consumers, typically defined as those with credit scores of less than 700. The Company uses advanced technology risk analytics to provide financial options to its customers, who are not well-served by either banks or legacy non-prime lenders. It offers online installment loans and lines of credit in the United States, and the United Kingdom. Its products, Rise, Elastic and Sunny, provide customers with access to priced credit and services while helping them with credit building and financial wellness features. Its products include credit building and financial wellness programs, such as credit reporting, free credit monitoring (in the United States) and online financial literacy videos and tools. Rise is an installment loan product. As of March 31, 2016, Rise was available in 15 states in the United States. Sunny is the Company’s United Kingdom installment loan product.

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