Your Community Bankshares (NASDAQ: YCB) is one of 309 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare Your Community Bankshares to related businesses based on the strength of its risk, dividends, analyst recommendations, profitability, institutional ownership, valuation and earnings.

Valuation and Earnings

This table compares Your Community Bankshares and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Your Community Bankshares N/A N/A 14.53
Your Community Bankshares Competitors $5.49 billion $825.32 million 369.14

Your Community Bankshares’ rivals have higher revenue and earnings than Your Community Bankshares. Your Community Bankshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional and Insider Ownership

34.7% of Your Community Bankshares shares are held by institutional investors. Comparatively, 52.3% of shares of all “Banks” companies are held by institutional investors. 11.5% of Your Community Bankshares shares are held by insiders. Comparatively, 10.4% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares Your Community Bankshares and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Your Community Bankshares 22.71% 11.13% 0.98%
Your Community Bankshares Competitors 18.46% 8.34% 0.94%

Analyst Ratings

This is a summary of current recommendations for Your Community Bankshares and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Your Community Bankshares 0 0 0 0 N/A
Your Community Bankshares Competitors 2144 8308 8418 332 2.36

As a group, “Banks” companies have a potential downside of 8.33%. Given Your Community Bankshares’ rivals higher possible upside, analysts clearly believe Your Community Bankshares has less favorable growth aspects than its rivals.

Dividends

Your Community Bankshares pays an annual dividend of $0.48 per share and has a dividend yield of 1.2%. Your Community Bankshares pays out 17.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 35.3% of their earnings in the form of a dividend.

Summary

Your Community Bankshares beats its rivals on 5 of the 9 factors compared.

Your Community Bankshares Company Profile

Your Community Bankshares, Inc., formerly Community Bank Shares of Indiana, Inc., is a bank holding company. The Company operates through its banking subsidiary, Your Community Bank (the Bank). The Bank is a state-chartered commercial bank. The Bank has approximately three subsidiaries to manage its investment portfolio, including CBSI Holdings, Inc. and CBSI Investments, Inc., which together owns CBSI Investment Portfolio Management, LLC, which holds and manages investment securities owned by the Bank. In addition, the Company owns a captive insurance company, CBIN Insurance, Inc., which issues policies to its banking subsidiaries. The Company offers business and personal banking services through a range of deposit products and services that include non-interest and interest-bearing checking accounts, mobile banking, debit cards, savings accounts, money market accounts, certificates of deposit and individual retirement accounts.

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