Pacific Premier Bancorp (NASDAQ: PPBI) and Fox Chase Bancorp (NASDAQ:FXCB) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, dividends, earnings, profitability, valuation, institutional ownership and risk.

Dividends

Fox Chase Bancorp pays an annual dividend of $0.56 per share. Pacific Premier Bancorp does not pay a dividend. Fox Chase Bancorp pays out 65.9% of its earnings in the form of a dividend.

Analyst Recommendations

This is a summary of current ratings for Pacific Premier Bancorp and Fox Chase Bancorp, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pacific Premier Bancorp 0 1 4 0 2.80
Fox Chase Bancorp 0 0 0 0 N/A

Pacific Premier Bancorp presently has a consensus target price of $45.00, suggesting a potential upside of 17.34%.

Profitability

This table compares Pacific Premier Bancorp and Fox Chase Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Pacific Premier Bancorp 21.82% 9.21% 1.25%
Fox Chase Bancorp 24.42% 5.09% 0.80%

Valuation & Earnings

This table compares Pacific Premier Bancorp and Fox Chase Bancorp’s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Pacific Premier Bancorp $186.19 million 9.52 $40.10 million $1.62 23.67
Fox Chase Bancorp N/A N/A N/A $0.85 N/A

Pacific Premier Bancorp has higher revenue and earnings than Fox Chase Bancorp. Fox Chase Bancorp is trading at a lower price-to-earnings ratio than Pacific Premier Bancorp, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

71.8% of Pacific Premier Bancorp shares are held by institutional investors. 4.6% of Pacific Premier Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Pacific Premier Bancorp beats Fox Chase Bancorp on 8 of the 9 factors compared between the two stocks.

Pacific Premier Bancorp Company Profile

Pacific Premier Bancorp, Inc. is a bank holding company. The Company’s subsidiary, Pacific Premier Bank (the Bank), is a California state-chartered commercial bank. The Company’s principal business is attracting deposits from small and middle market businesses and consumers and investing those deposits together with funds generated from operations and borrowings, primarily in commercial business loans and various types of commercial real estate (CRE) loans. The Company provides banking services within its targeted markets in California to businesses, including the owners and employees of those businesses, professionals, real estate investors and non-profit organizations. Additionally, it provides certain banking services nationwide. It also provides customized cash management, electronic banking services and credit facilities to Home Owners Associations (HOA) and HOA management companies nationwide. It provides the United States Small Business Administration (SBA) loans nationwide.

Fox Chase Bancorp Company Profile

Fox Chase Bancorp, Inc. is the holding company of Fox Chase Bank (the Bank). The Bank’s business activities consist of the ownership of common stock of the Bank and making over two loans to the Fox Chase Bank Employee Stock Ownership Plan (the ESOP). The Bank operates as a community-oriented financial institution offering financial services to businesses and consumers in its market areas. The Bank’s loan portfolio consists of multi-family and commercial real estate loans, one- to four-family residential real estate loans, commercial and industrial loans, construction loans and consumer loans. It offers fixed-rate and adjustable-rate mortgage loans secured by multi-family and commercial real estate to individuals and small businesses. The Bank also maintains an investment portfolio. It maintains approximately two offices in Montgomery County, Pennsylvania, over one office in each of Philadelphia and Chester Counties, Pennsylvania, and over three offices in Bucks County, Pennsylvania.

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