Genworth Financial (GNW) vs. Chubb (CB) Critical Survey
Genworth Financial (NYSE: GNW) and Chubb (NYSE:CB) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, dividends, earnings and risk.
This is a breakdown of current ratings and target prices for Genworth Financial and Chubb, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Volatility and Risk
Genworth Financial has a beta of 2.79, indicating that its stock price is 179% more volatile than the S&P 500. Comparatively, Chubb has a beta of 0.96, indicating that its stock price is 4% less volatile than the S&P 500.
Earnings & Valuation
This table compares Genworth Financial and Chubb’s top-line revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Genworth Financial||$8.37 billion||0.20||-$277.00 million||$0.67||5.04|
|Chubb||$31.84 billion||2.19||$4.14 billion||$8.34||18.05|
Chubb has higher revenue and earnings than Genworth Financial. Genworth Financial is trading at a lower price-to-earnings ratio than Chubb, indicating that it is currently the more affordable of the two stocks.
This table compares Genworth Financial and Chubb’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Chubb pays an annual dividend of $2.84 per share and has a dividend yield of 1.9%. Genworth Financial does not pay a dividend. Chubb pays out 34.1% of its earnings in the form of a dividend. Chubb has raised its dividend for 51 consecutive years.
Institutional & Insider Ownership
66.9% of Genworth Financial shares are held by institutional investors. Comparatively, 88.3% of Chubb shares are held by institutional investors. 0.3% of Genworth Financial shares are held by company insiders. Comparatively, 0.4% of Chubb shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Chubb beats Genworth Financial on 14 of the 17 factors compared between the two stocks.
About Genworth Financial
Genworth Financial, Inc. (Genworth) is a financial security company. The Company provides insurance, wealth management, investment and financial solutions. As of December 31, 2011, the Company had more than 15 million customers, with a presence in more than 25 countries. The Company operates in Insurance, Mortgage Insurance and Corporate and Runoff. The Mortgage Insurance Division includes the business segments, such as International Mortgage Insurance and U.S. Mortgage Insurance. The Corporate and Runoff Division includes the Runoff segment and Corporate and Other activities. In September 2013, Genworth Financial, Inc closed the sale of its Wealth Management business, including Genworth Financial Wealth Management and alternative solutions provider, the Altegris companies, to a partnership of Aquiline Capital Partners and Genstar Capital.
Chubb Limited is a holding company. The Company, through its subsidiaries, provides a range of insurance and reinsurance products and services to clients around the world. Its segments include North America Commercial property and casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance and Life Insurance. It offers commercial insurance products and service offerings, such as risk management programs, loss control, and engineering and complex claims management. It provides specialized insurance products to areas, such as aviation and energy. It also offers personal lines insurance coverage, including homeowners, automobile, valuables, umbrella liability and recreational marine products. In addition, it supplies personal accident, supplemental health and life insurance to individuals in select countries.
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