RBB Bancorp (NASDAQ: RBB) and Bridge Bancorp (NASDAQ:BDGE) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, profitability, dividends, analyst recommendations, risk and institutional ownership.

Dividends

RBB Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 0.3%. Bridge Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 2.6%. Bridge Bancorp pays out 48.4% of its earnings in the form of a dividend.

Earnings & Valuation

This table compares RBB Bancorp and Bridge Bancorp’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
RBB Bancorp $77.15 million 5.57 $19.07 million N/A N/A
Bridge Bancorp $153.76 million 4.51 $35.49 million $1.90 18.50

Bridge Bancorp has higher revenue and earnings than RBB Bancorp.

Institutional & Insider Ownership

23.8% of RBB Bancorp shares are owned by institutional investors. Comparatively, 56.8% of Bridge Bancorp shares are owned by institutional investors. 5.3% of Bridge Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and recommmendations for RBB Bancorp and Bridge Bancorp, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
RBB Bancorp 0 0 3 0 3.00
Bridge Bancorp 0 2 1 0 2.33

RBB Bancorp presently has a consensus price target of $27.50, indicating a potential upside of 1.14%. Bridge Bancorp has a consensus price target of $40.50, indicating a potential upside of 15.22%. Given Bridge Bancorp’s higher probable upside, analysts plainly believe Bridge Bancorp is more favorable than RBB Bancorp.

Profitability

This table compares RBB Bancorp and Bridge Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
RBB Bancorp N/A N/A N/A
Bridge Bancorp 22.62% 8.52% 0.88%

Summary

Bridge Bancorp beats RBB Bancorp on 9 of the 13 factors compared between the two stocks.

About RBB Bancorp

RBB Bancorp (the Bank) is a bank holding company with the principal business to serve as the holding company for its wholly-owned banking subsidiaries, including Royal Business Bank (Bank) and RBB Asset Management Company (RAM). The Company operates Royal Business Bank, which is a California state-chartered commercial bank. The Bank is focused on providing commercial banking services. The Bank’s offerings include traditional commercial real estate loans, secured commercial and industrial loans, and trade finance services for companies doing business in China, Taiwan and other Asian countries. The non-qualified single-family residential mortgage loans, small business administration loans. As of March 31, 2017, the Company had total consolidated assets of $1.5 billion, total consolidated deposits of $1.2 billion and total consolidated shareholders equity of $183.5 million.

About Bridge Bancorp

Bridge Bancorp, Inc. is a bank holding company for The Bridgehampton National Bank (the Bank). The Bank’s operations include its real estate investment trust subsidiary, Bridgehampton Community, Inc. (BCI), a financial title insurance subsidiary, Bridge Abstract LLC (Bridge Abstract), and an investment services subsidiary, Bridge Financial Services LLC (Bridge Financial Services). As of December 31, 2016, the Bank operated 40 branches in its primary market areas of Suffolk and Nassau Counties on Long Island and the New York City boroughs, including 38 in Suffolk and Nassau Counties, one in Bayside, Queens and one in Manhattan. The Bank engages in full service commercial and consumer banking business, including accepting time, savings and demand deposits from the consumers, businesses and local municipalities in its market area. The Bank also offers the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS) programs.

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