National Bank (NYSE: NBHC) is one of 314 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its peers? We will compare National Bank to similar companies based on the strength of its valuation, risk, analyst recommendations, profitability, dividends, earnings and institutional ownership.

Insider and Institutional Ownership

95.6% of National Bank shares are owned by institutional investors. Comparatively, 52.0% of shares of all “Banks” companies are owned by institutional investors. 7.6% of National Bank shares are owned by company insiders. Comparatively, 10.4% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Dividends

National Bank pays an annual dividend of $0.36 per share and has a dividend yield of 1.1%. National Bank pays out 28.8% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 35.0% of their earnings in the form of a dividend. National Bank has increased its dividend for 2 consecutive years.

Profitability

This table compares National Bank and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
National Bank 17.13% 6.40% 0.74%
National Bank Competitors 18.62% 8.31% 0.93%

Earnings and Valuation

This table compares National Bank and its peers top-line revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
National Bank $200.48 million $23.06 million 26.86
National Bank Competitors $5.50 billion $827.87 million 405.13

National Bank’s peers have higher revenue and earnings than National Bank. National Bank is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Risk and Volatility

National Bank has a beta of 0.66, suggesting that its share price is 34% less volatile than the S&P 500. Comparatively, National Bank’s peers have a beta of 0.80, suggesting that their average share price is 20% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for National Bank and its peers, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
National Bank 0 5 1 0 2.17
National Bank Competitors 2421 8840 8816 369 2.35

National Bank presently has a consensus target price of $35.40, suggesting a potential upside of 5.42%. As a group, “Banks” companies have a potential downside of 9.50%. Given National Bank’s higher possible upside, equities analysts plainly believe National Bank is more favorable than its peers.

Summary

National Bank peers beat National Bank on 12 of the 15 factors compared.

National Bank Company Profile

National Bank Holdings Corporation (NBH) is a bank holding company. Through Bank Midwest, N.A. (Bank Midwest), NBH’s primary business is to offer a range of products and financial services to both its commercial and consumer customers, located in Kansas, Missouri and Colorado. The Company offers an array of lending products to cater to the customers’ needs, including, but not limited to, small business loans, equipment loans, term loans, asset-backed loans, letters of credit, commercial lines of credit, residential mortgage loans, home equity and consumer loans. It also offers traditional depository products, including commercial and consumer checking accounts, non-interest-bearing demand accounts, money market deposit accounts, savings accounts and time deposit accounts and cash management services. As of December 31, 2011, it operated a network of 103 full-service banking centers, with the majority of those banking centers located in the Kansas City region and Colorado.

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