Head-To-Head Contrast: Heritage Financial Group (HBOS) and Its Competitors
Heritage Financial Group (NASDAQ: HBOS) is one of 201 public companies in the “Commercial Banks” industry, but how does it contrast to its peers? We will compare Heritage Financial Group to related companies based on the strength of its risk, profitability, valuation, dividends, institutional ownership, analyst recommendations and earnings.
This table compares Heritage Financial Group and its peers’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Heritage Financial Group||12.90%||9.62%||0.89%|
|Heritage Financial Group Competitors||20.49%||8.77%||0.93%|
This table compares Heritage Financial Group and its peers gross revenue, earnings per share and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|Heritage Financial Group||N/A||N/A||25.36|
|Heritage Financial Group Competitors||$338.81 million||$71.86 million||22.43|
Heritage Financial Group’s peers have higher revenue and earnings than Heritage Financial Group. Heritage Financial Group is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.
This is a summary of current ratings for Heritage Financial Group and its peers, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Heritage Financial Group||0||0||0||0||N/A|
|Heritage Financial Group Competitors||506||3087||2473||87||2.35|
As a group, “Commercial Banks” companies have a potential upside of 2.73%. Given Heritage Financial Group’s peers higher probable upside, analysts clearly believe Heritage Financial Group has less favorable growth aspects than its peers.
Insider & Institutional Ownership
46.8% of shares of all “Commercial Banks” companies are owned by institutional investors. 11.8% of shares of all “Commercial Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Volatility and Risk
Heritage Financial Group has a beta of 0.66, suggesting that its share price is 34% less volatile than the S&P 500. Comparatively, Heritage Financial Group’s peers have a beta of 0.74, suggesting that their average share price is 26% less volatile than the S&P 500.
Heritage Financial Group peers beat Heritage Financial Group on 7 of the 9 factors compared.
About Heritage Financial Group
Heritage Financial Group, Inc. (Heritage) is a bank holding company. Heritage conducts commercial banking, retail banking, mortgage banking and wealth management activities through its wholly owned subsidiary, HeritageBank of the South (the Bank). As of December 31, 2014, the Bank operated in Georgia, Florida and Alabama through 36 banking locations, 21 mortgage offices, and 5 investment offices. The Bank provides credit based products, deposit accounts, corporate cash management, investment support and other services to commercial and retail clients. As of December 31, 2014, the Company had total assets of $1.7 billion. The Company offers various types of loans, including, residential real estate loans; commercial real estate loans; construction and land loans; commercial and industrial loans, and consumer and other loans.
Receive News & Ratings for Heritage Financial Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Heritage Financial Group and related companies with MarketBeat.com's FREE daily email newsletter.