Cass Information Systems (NASDAQ: CASS) is one of 30 publicly-traded companies in the “Transaction & Payment Services” industry, but how does it weigh in compared to its competitors? We will compare Cass Information Systems to similar businesses based on the strength of its dividends, profitability, risk, institutional ownership, analyst recommendations, valuation and earnings.
Insider and Institutional Ownership
53.3% of Cass Information Systems shares are held by institutional investors. Comparatively, 56.3% of shares of all “Transaction & Payment Services” companies are held by institutional investors. 5.0% of Cass Information Systems shares are held by insiders. Comparatively, 20.9% of shares of all “Transaction & Payment Services” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
This table compares Cass Information Systems and its competitors top-line revenue, earnings per share and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|Cass Information Systems||$135.30 million||$25.01 million||30.64|
|Cass Information Systems Competitors||$2.41 billion||$262.02 million||559.79|
Cass Information Systems’ competitors have higher revenue and earnings than Cass Information Systems. Cass Information Systems is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
Cass Information Systems pays an annual dividend of $0.96 per share and has a dividend yield of 1.6%. Cass Information Systems pays out 47.5% of its earnings in the form of a dividend. As a group, “Transaction & Payment Services” companies pay a dividend yield of 0.8% and pay out 35.0% of their earnings in the form of a dividend. Cass Information Systems has increased its dividend for 13 consecutive years.
Volatility and Risk
Cass Information Systems has a beta of 1.2, indicating that its share price is 20% more volatile than the S&P 500. Comparatively, Cass Information Systems’ competitors have a beta of 1.22, indicating that their average share price is 22% more volatile than the S&P 500.
This is a breakdown of current ratings and price targets for Cass Information Systems and its competitors, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Cass Information Systems||0||0||0||0||N/A|
|Cass Information Systems Competitors||150||780||1130||18||2.49|
As a group, “Transaction & Payment Services” companies have a potential upside of 14.32%. Given Cass Information Systems’ competitors higher probable upside, analysts plainly believe Cass Information Systems has less favorable growth aspects than its competitors.
This table compares Cass Information Systems and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Cass Information Systems||18.49%||12.14%||1.73%|
|Cass Information Systems Competitors||8.75%||14.23%||3.57%|
Cass Information Systems competitors beat Cass Information Systems on 10 of the 12 factors compared.
About Cass Information Systems
Cass Information Systems, Inc. (Cass) is a provider of payment and information processing services to manufacturing, distribution and retail enterprises across the United States with operating locations in Missouri, Ohio, Massachusetts, South Carolina and Florida. The Company provides transportation invoice rating, payment processing, auditing, accounting and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility related expenses. The Company operates in two segments: Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and churches. The Company, through its bank subsidiary, Cass Commercial Bank (the Bank), provides commercial banking services.
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