Analyzing Fiserv (FISV) & RESAAS Services (RSASF)

Fiserv (NASDAQ:FISV) and RESAAS Services (OTCMKTS:RSASF) are both business services companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, dividends, risk, institutional ownership, profitability, analyst recommendations and valuation.

Analyst Ratings

This is a summary of recent recommendations and price targets for Fiserv and RESAAS Services, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fiserv 1 9 4 0 2.21
RESAAS Services 0 0 0 0 N/A

Fiserv presently has a consensus target price of $77.81, suggesting a potential upside of 0.87%. Given Fiserv’s higher possible upside, equities research analysts plainly believe Fiserv is more favorable than RESAAS Services.

Volatility & Risk

Fiserv has a beta of 0.79, indicating that its share price is 21% less volatile than the S&P 500. Comparatively, RESAAS Services has a beta of 3.35, indicating that its share price is 235% more volatile than the S&P 500.

Insider and Institutional Ownership

88.4% of Fiserv shares are held by institutional investors. 1.7% of Fiserv shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Fiserv and RESAAS Services’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Fiserv 25.14% 44.25% 11.80%
RESAAS Services N/A N/A N/A

Earnings and Valuation

This table compares Fiserv and RESAAS Services’ revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Fiserv $5.70 billion 5.48 $1.25 billion $2.56 30.13
RESAAS Services $230,000.00 72.05 -$6.10 million N/A N/A

Fiserv has higher revenue and earnings than RESAAS Services.

Summary

Fiserv beats RESAAS Services on 9 of the 11 factors compared between the two stocks.

About Fiserv

Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. The company's Payments and Industry Products segment provides electronic bill payment and presentment services; mobile banking software and services; account-to-account transfers; person-to-person payment services; debit and credit card processing and services; payments infrastructure services; and other electronic payments software and services. This segment also offers card and print personalization services; investment account processing services for separately managed accounts; and fraud and risk management products and services. Its Financial Institution Services segment provides account processing services, source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support various types of financial transactions. This segment also offers a range of services, such as customization, business process outsourcing, training, consulting, and implementation services; and ACH and treasury management, and case management and resolution to the financial services industry. The company also provides document and payment card production and distribution, check processing and imaging, and lending products and services; and bank payment and liquidity management solutions, as well as Internet based mortgage software and mortgage lending technology solutions. It serves banks, savings banks, credit unions, investment management firms, leasing and finance companies, billers, retailers, merchants, and building societies. The company was founded in 1984 and is headquartered in Brookfield, Wisconsin.

About RESAAS Services

RESAAS Services Inc. develops cloud-based social business platform for the real estate services industry in Canada. It offers professional social networking platform and a suite of tools, which integrate with the platform, including an enterprise social network, a global referral network, lead generation engine, listing management, client engagement modules, customer relationship management tools, analytics, file sharing, and advertising engine. The company's platform comprises various components, including RESAAS Professional Social Network, which allows real estate industry professionals to set up public-facing profiles, connect with other registered professionals, add them to their network and post referrals, and post reblasts; RESAAS Profile Pages to upload and market their listings; and Dashboard for professional users to access features and manage their account. It also provides RESAAS Referral Engine to post referrals directly to other professional users or publicly to the entire global network; RESAAS Agent Search to search for licensed real estate agents; and RESAAS Mobile Application that enables users and clients to access the platform remotely. In addition, the company offers RESAAS Learn that allows professional users to seek advice from their peers by submitting questions to the entire global network; RESAAS API, which permits authorized third parties and selected partners to connect to RESAAS; AdSAAS, an advertising engine that allows to serve ads to specific groups of users; and RESAAS Marketplace, a collection of real estate products and services to professional users through its platform at discounted price. Further, it provides RESAAS Premium, Global Elite, BrokerOS, and Enterprise, which offer a suite of proprietary business-generating tools. The company was incorporated in 2009 and is headquartered in Vancouver, Canada. RESAAS Services Inc. is a subsidiary of The Canadian Depository for Securities Limited.

Receive News & Ratings for Fiserv Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Fiserv and related companies with MarketBeat.com's FREE daily email newsletter.

Leave a Reply