Head-To-Head Contrast: AerCap (AER) versus FlexShopper (FPAY)

AerCap (NYSE:AER) and FlexShopper (NASDAQ:FPAY) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, institutional ownership, profitability, dividends and earnings.

Institutional and Insider Ownership

86.2% of AerCap shares are held by institutional investors. Comparatively, 9.5% of FlexShopper shares are held by institutional investors. 15.1% of FlexShopper shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares AerCap and FlexShopper’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
AerCap $5.04 billion 1.54 $1.08 billion $6.33 8.25
FlexShopper $67.05 million 0.06 -$8.33 million N/A N/A

AerCap has higher revenue and earnings than FlexShopper.

Volatility and Risk

AerCap has a beta of 1.95, meaning that its stock price is 95% more volatile than the S&P 500. Comparatively, FlexShopper has a beta of 0.15, meaning that its stock price is 85% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for AerCap and FlexShopper, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AerCap 1 2 6 0 2.56
FlexShopper 0 0 0 0 N/A

AerCap presently has a consensus price target of $63.88, suggesting a potential upside of 22.25%. Given AerCap’s higher possible upside, research analysts plainly believe AerCap is more favorable than FlexShopper.

Profitability

This table compares AerCap and FlexShopper’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
AerCap 21.66% 12.01% 2.49%
FlexShopper -14.34% N/A -35.47%

Summary

AerCap beats FlexShopper on 10 of the 11 factors compared between the two stocks.

AerCap Company Profile

AerCap Holdings N.V., an aircraft leasing company, engages in the lease, financing, sale, and management of commercial aircraft and engines in Mainland China, Hong Kong, Macau, the United States, Ireland, and internationally. The company provides aircraft asset management services, including remarketing aircraft; collecting rental and maintenance rent payments, monitoring aircraft maintenance, monitoring and enforcing contract compliance, and accepting delivery and redelivery of aircraft; and conducting ongoing lessee financial performance reviews. Its aircraft asset management services also comprise periodically inspecting the leased aircraft; coordinating technical modifications to aircraft to meet new lessee requirements; conducting restructuring negotiations in connection with lease defaults; repossessing aircraft; arranging and monitoring insurance coverage; registering and de-registering aircraft; arranging for aircraft and aircraft engine valuations; and providing market research services. In addition, the company offers cash management services, including treasury services, such as the financing, refinancing, hedging, and ongoing cash management of vehicles; and administrative services comprising accounting and secretarial services consisting of the preparation of budgets and financial statements, and liaising with the rating agencies. Further, it provides engine leasing; certified aircraft engines, airframes, and engine parts; and supply chain solutions. Additionally, the company sells airframe parts to airlines, maintenance, and repair and maintenance service providers, as well as aircraft parts distributors. As of December 31, 2017, it owned and managed a fleet of 1,531 aircraft. AerCap Holdings N.V. was founded in 1995 and is headquartered in Dublin, Ireland.

FlexShopper Company Profile

FlexShopper, Inc., through its wholly owned subsidiary, FlexShopper, LLC, provides various types of durable goods to consumers on a lease-to-own basis (LTO) to consumers of third party retailers and e-tailers. It offers products through FlexShopper.com, an LTO e-commerce marketplace; e-commerce sites and in-store terminals by utilizing FlexShopper's LTO payment method; and facilitation of LTO transactions with retailers. The company was formerly known as Anchor Funding Services, Inc. and changed its name to FlexShopper, Inc. in October 2013. FlexShopper, Inc. was founded in 2003 and is based in Boca Raton, Florida.

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