Zacks Research Issues Optimistic Forecast for SYF Earnings

Synchrony Financial (NYSE:SYF) – Analysts at Zacks Research boosted their Q2 2025 EPS estimates for shares of Synchrony Financial in a research report issued to clients and investors on Monday, May 5th. Zacks Research analyst K. Dey now forecasts that the financial services provider will post earnings of $1.62 per share for the quarter, up from their previous forecast of $1.58. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.67 per share. Zacks Research also issued estimates for Synchrony Financial’s Q3 2025 earnings at $2.12 EPS, Q4 2025 earnings at $1.95 EPS, FY2025 earnings at $7.57 EPS, Q1 2026 earnings at $2.28 EPS, Q4 2026 earnings at $2.19 EPS, FY2026 earnings at $8.64 EPS, Q1 2027 earnings at $2.46 EPS and FY2027 earnings at $9.51 EPS.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 EPS for the quarter, beating the consensus estimate of $1.63 by $0.26. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%. The business had revenue of $3.72 billion for the quarter, compared to analyst estimates of $3.80 billion.

A number of other analysts have also recently commented on the company. Royal Bank of Canada lifted their price objective on Synchrony Financial from $70.00 to $73.00 and gave the stock a “sector perform” rating in a research report on Wednesday, January 29th. Wells Fargo & Company lowered their price target on shares of Synchrony Financial from $70.00 to $65.00 and set an “overweight” rating for the company in a report on Wednesday, April 23rd. UBS Group raised their target price on shares of Synchrony Financial from $58.00 to $66.00 and gave the stock a “neutral” rating in a research report on Monday, January 13th. Truist Financial lowered their target price on shares of Synchrony Financial from $65.00 to $57.00 and set a “hold” rating for the company in a research note on Friday, April 25th. Finally, JPMorgan Chase & Co. reduced their price target on Synchrony Financial from $76.00 to $50.00 and set an “overweight” rating on the stock in a research note on Tuesday, April 8th. Nine analysts have rated the stock with a hold rating, twelve have given a buy rating and one has given a strong buy rating to the stock. According to MarketBeat, Synchrony Financial has a consensus rating of “Moderate Buy” and a consensus price target of $63.95.

Synchrony Financial Price Performance

Shares of NYSE:SYF opened at $55.62 on Thursday. Synchrony Financial has a one year low of $40.55 and a one year high of $70.93. The stock has a market cap of $21.17 billion, a PE ratio of 6.51, a price-to-earnings-growth ratio of 0.71 and a beta of 1.42. The business’s fifty day moving average price is $51.39 and its two-hundred day moving average price is $60.17. The company has a debt-to-equity ratio of 1.01, a quick ratio of 1.24 and a current ratio of 1.24.

Synchrony Financial Increases Dividend

The business also recently declared a quarterly dividend, which will be paid on Thursday, May 15th. Investors of record on Monday, May 5th will be issued a $0.30 dividend. This is an increase from Synchrony Financial’s previous quarterly dividend of $0.25. This represents a $1.20 annualized dividend and a yield of 2.16%. The ex-dividend date is Monday, May 5th. Synchrony Financial’s dividend payout ratio is currently 16.46%.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently modified their holdings of the stock. Headlands Technologies LLC acquired a new stake in shares of Synchrony Financial in the first quarter valued at about $34,000. Ontario Teachers Pension Plan Board purchased a new position in Synchrony Financial in the 1st quarter worth approximately $299,000. Chicago Partners Investment Group LLC grew its position in Synchrony Financial by 27.8% in the first quarter. Chicago Partners Investment Group LLC now owns 8,559 shares of the financial services provider’s stock valued at $460,000 after acquiring an additional 1,863 shares in the last quarter. ASR Vermogensbeheer N.V. purchased a new stake in shares of Synchrony Financial during the first quarter valued at approximately $742,000. Finally, Citizens Financial Group Inc. RI lifted its position in shares of Synchrony Financial by 9.5% during the first quarter. Citizens Financial Group Inc. RI now owns 5,065 shares of the financial services provider’s stock worth $268,000 after purchasing an additional 441 shares in the last quarter. Institutional investors and hedge funds own 96.48% of the company’s stock.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.