Regions Financial (NYSE:RF) vs. City (NASDAQ:CHCO) Financial Survey - American Market News
Author: ABMN Staff
Description: Read Regions Financial (NYSE:RF) vs. City (NASDAQ:CHCO) Financial Survey at American Market News
Keywords: Regions Financial,NYSE:RF,RF,Finance,7591EP10,comparison,review,stock comparison,stock analysis
Date: 2026-05-24T01:18:53+0000

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# Regions Financial (NYSE:RF) vs. City (NASDAQ:CHCO) Financial Survey

Posted by ABMN Staff on May 24th, 2026

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Regions Financial (NYSE:RF – Get Free Report) and City (NASDAQ:CHCO – Get Free Report) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, valuation, dividends, profitability, risk and analyst recommendations.

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## Valuation & Earnings

This table compares Regions Financial and City”s gross revenue, earnings per share (EPS) and valuation.

| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio
Regions Financial | $9.61 billion | 2.47 | $2.16 billion | $2.40 | 11.61
City | $398.98 million | 4.41 | $130.49 million | $9.08 | 13.73

Regions Financial has higher revenue and earnings than City. Regions Financial is trading at a lower price-to-earnings ratio than City, indicating that it is currently the more affordable of the two stocks.

## Profitability

This table compares Regions Financial and City’s net margins, return on equity and return on assets.

| Net Margins | Return on Equity | Return on Assets
Regions Financial | 23.13% | 12.70% | 1.40%
City | 32.72% | 16.58% | 1.96%

## Institutional and Insider Ownership

79.4% of Regions Financial shares are owned by institutional investors. Comparatively, 72.4% of City shares are owned by institutional investors. 0.3% of Regions Financial shares are owned by company insiders. Comparatively, 1.8% of City shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

## Dividends

Regions Financial pays an annual dividend of $1.06 per share and has a dividend yield of 3.8%. City pays an annual dividend of $3.48 per share and has a dividend yield of 2.8%. Regions Financial pays out 44.2% of its earnings in the form of a dividend. City pays out 38.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Regions Financial has increased its dividend for 12 consecutive years and City has increased its dividend for 6 consecutive years. Regions Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

## Analyst Recommendations

This is a summary of current recommendations for Regions Financial and City, as provided by MarketBeat.

| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score
Regions Financial | 3 | 8 | 7 | 0 | 2.22
City | 0 | 5 | 1 | 0 | 2.17

Regions Financial currently has a consensus price target of $30.47, suggesting a potential upside of 9.34%. City has a consensus price target of $134.25, suggesting a potential upside of 7.71%. Given Regions Financial’s stronger consensus rating and higher probable upside, analysts plainly believe Regions Financial is more favorable than City.

## Volatility & Risk

Regions Financial has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500. Comparatively, City has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500.

## Summary

Regions Financial beats City on 9 of the 17 factors compared between the two stocks.

## About Regions Financial

(Get Free Report)

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

## About City

(Get Free Report)

City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust, and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, it provides deposit services for commercial customers comprising treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

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