Financial Review: Paypoint (OTCMKTS:PYPTF) & Tenet Fintech Group (OTCMKTS:PKKFF)

Profitability

This table compares Paypoint and Tenet Fintech Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Paypoint	N/A	N/A	N/A
Tenet Fintech Group	-1,215.85%	-722.03%	-68.92%

Volatility & Risk

Paypoint has a beta of 0.43, suggesting that its stock price is 57% less volatile than the S&P 500. Comparatively, Tenet Fintech Group has a beta of 1.27, suggesting that its stock price is 27% more volatile than the S&P 500.

Earnings & Valuation

This table compares Paypoint and Tenet Fintech Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Paypoint	$391.23 million	1.40	$24.49 million	N/A	N/A
Tenet Fintech Group	$2.03 million	6.49	-$42.29 million	($0.09)	-0.60

Paypoint has higher revenue and earnings than Tenet Fintech Group.

Insider and Institutional Ownership

0.3% of Tenet Fintech Group shares are owned by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Paypoint beats Tenet Fintech Group on 5 of the 8 factors compared between the two stocks.

About Paypoint

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through two segments: PayPoint and Love2shop. The PayPoint segment provides card payment services to retailers, including leased payment devices; EPoS; ATM cash machines; SIM cards sales; receipt advertising; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; and digital payment services, as well as cash through to digital services. The segment offers its products under PayPoint One, eMoney, MultiPay, CashOut, and Direct Debits platforms. The Love2shop segment is involved in the provision of shopping vouchers, cards, and e-codes which customers may redeem with participating retailers; and Christmas savings club, to which customers make regular payments throughout the year to help spread the cost of Christmas, before converting to a voucher. It serves consumers, SMEs, and convenience retailers in the commercial, not-for-profit, and public sectors. The company was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.

About Tenet Fintech Group

Tenet Fintech Group Inc., through its subsidiaries, provides various analytics and AI-based services to small-and-medium businesses and financial institutions. It offers Business Hub, a global ecosystem where analytics and AI are used to create opportunities and facilitate B2B transactions among its members. The company was formerly known as Peak Fintech Group Inc. and changed its name to Tenet Fintech Group Inc. in November 2021. Tenet Fintech Group Inc. was incorporated in 2008 and is headquartered in Toronto, Canada.