Recent Investment Analysts’ Ratings Changes for Synchrony Financial (SYF)

Several analysts have recently updated their ratings and price targets for Synchrony Financial (NYSE: SYF):

• 1/5/2026 – Synchrony Financial had its price target raised by analysts at Wells Fargo & Company from $95.00 to $100.00. They now have an “overweight” rating on the stock.
• 1/2/2026 – Synchrony Financial had its price target raised by analysts at Keefe, Bruyette & Woods from $95.00 to $98.00. They now have an “outperform” rating on the stock.
• 12/22/2025 – Synchrony Financial had its price target raised by analysts at Truist Financial Corporation from $78.00 to $92.00. They now have a “hold” rating on the stock.
• 12/17/2025 – Synchrony Financial had its price target raised by analysts at Wells Fargo & Company from $85.00 to $95.00. They now have an “overweight” rating on the stock.
• 12/8/2025 – Synchrony Financial is now covered by analysts at Wolfe Research. They set an “outperform” rating and a $92.00 price target on the stock.
• 12/5/2025 – Synchrony Financial was downgraded by analysts at Baird R W from a “strong-buy” rating to a “hold” rating.
• 12/5/2025 – Synchrony Financial had its “neutral” rating reaffirmed by analysts at Robert W. Baird. They now have a $82.00 price target on the stock.
• 11/28/2025 – Synchrony Financial was downgraded by analysts at Wall Street Zen from a “buy” rating to a “hold” rating.

Synchrony Financial Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Monday, November 17th. Stockholders of record on Wednesday, November 5th were paid a dividend of $0.30 per share. This represents a $1.20 dividend on an annualized basis and a dividend yield of 1.4%. The ex-dividend date of this dividend was Wednesday, November 5th. Synchrony Financial’s dividend payout ratio (DPR) is presently 13.10%.

Insider Transactions at Synchrony Financial

In other news, insider Darrell Owens sold 2,989 shares of the business’s stock in a transaction dated Monday, November 3rd. The stock was sold at an average price of $74.02, for a total transaction of $221,245.78. Following the sale, the insider directly owned 16,096 shares in the company, valued at approximately $1,191,425.92. The trade was a 15.66% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. Also, Director Arthur W. Coviello, Jr. sold 8,000 shares of Synchrony Financial stock in a transaction that occurred on Monday, November 3rd. The stock was sold at an average price of $73.93, for a total transaction of $591,440.00. Following the sale, the director owned 35,769 shares in the company, valued at approximately $2,644,402.17. This represents a 18.28% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last ninety days, insiders sold 55,075 shares of company stock valued at $4,036,892. Company insiders own 0.33% of the company’s stock.

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.