Arrow Financial (AROW) Expected to Announce Quarterly Earnings on Thursday

Arrow Financial (NASDAQ:AROW) is expected to be issuing its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect Arrow Financial to post earnings of $0.81 per share and revenue of $43.40 million for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 30, 2026 at 12:00 AM ET.

Arrow Financial (NASDAQ:AROW) last issued its quarterly earnings results on Thursday, October 30th. The financial services provider reported $0.77 EPS for the quarter, topping the consensus estimate of $0.72 by $0.05. The company had revenue of $8.07 million during the quarter, compared to analyst estimates of $41.00 million. Arrow Financial had a net margin of 14.65% and a return on equity of 9.46%. On average, analysts expect Arrow Financial to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Arrow Financial Stock Performance

NASDAQ AROW opened at $33.98 on Thursday. The company has a market cap of $558.63 million, a PE ratio of 16.42 and a beta of 0.82. The company has a debt-to-equity ratio of 0.06, a current ratio of 0.93 and a quick ratio of 0.93. Arrow Financial has a 1-year low of $22.72 and a 1-year high of $34.00. The stock’s 50 day simple moving average is $31.47 and its 200-day simple moving average is $29.27.

Arrow Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Monday, November 24th. Shareholders of record on Wednesday, November 12th were given a $0.29 dividend. The ex-dividend date was Wednesday, November 12th. This represents a $1.16 dividend on an annualized basis and a yield of 3.4%. Arrow Financial’s payout ratio is currently 56.04%.

Analyst Upgrades and Downgrades

AROW has been the subject of several research reports. Wall Street Zen downgraded shares of Arrow Financial from a “buy” rating to a “hold” rating in a report on Saturday, January 3rd. Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Arrow Financial in a research note on Monday, December 29th. Finally, Hovde Group downgraded Arrow Financial from an “outperform” rating to a “market perform” rating in a report on Monday, January 12th. Three investment analysts have rated the stock with a Hold rating, According to MarketBeat.com, the company presently has a consensus rating of “Hold” and a consensus target price of $30.75.

Insider Buying and Selling at Arrow Financial

In other news, Director Daniel James White acquired 1,644 shares of the firm’s stock in a transaction dated Monday, November 10th. The stock was acquired at an average cost of $30.14 per share, with a total value of $49,550.16. Following the completion of the acquisition, the director owned 6,890 shares of the company’s stock, valued at $207,664.60. The trade was a 31.34% increase in their ownership of the stock. The acquisition was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CEO David S. Demarco acquired 3,035 shares of the stock in a transaction on Wednesday, December 24th. The shares were acquired at an average cost of $31.78 per share, for a total transaction of $96,452.30. Following the completion of the transaction, the chief executive officer directly owned 3,035 shares in the company, valued at $96,452.30. The trade was a ∞ increase in their position. The SEC filing for this purchase provides additional information. Insiders have purchased 6,299 shares of company stock worth $194,311 over the last three months. Insiders own 3.28% of the company’s stock.

Institutional Trading of Arrow Financial

Several hedge funds have recently made changes to their positions in AROW. AQR Capital Management LLC boosted its holdings in Arrow Financial by 31.0% in the 1st quarter. AQR Capital Management LLC now owns 12,470 shares of the financial services provider’s stock valued at $328,000 after purchasing an additional 2,949 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its stake in shares of Arrow Financial by 4.1% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 9,796 shares of the financial services provider’s stock worth $258,000 after buying an additional 390 shares in the last quarter. Jane Street Group LLC lifted its holdings in shares of Arrow Financial by 131.3% in the 1st quarter. Jane Street Group LLC now owns 27,272 shares of the financial services provider’s stock valued at $717,000 after buying an additional 15,482 shares during the period. Acadian Asset Management LLC purchased a new stake in shares of Arrow Financial in the first quarter valued at approximately $311,000. Finally, Rhumbline Advisers boosted its stake in shares of Arrow Financial by 1.5% in the second quarter. Rhumbline Advisers now owns 25,307 shares of the financial services provider’s stock valued at $669,000 after buying an additional 367 shares in the last quarter. Institutional investors and hedge funds own 46.71% of the company’s stock.

About Arrow Financial

Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York, that conducts its primary operations through its subsidiary, Glens Falls National Bank & Trust Company. The company provides a comprehensive suite of retail and commercial banking services, including checking and savings accounts, consumer and commercial lending, mortgage financing, and cash management solutions. Through its branch network, Arrow Financial serves individuals, small- and medium-sized businesses, and nonprofit organizations across the Adirondack region, Upper Hudson Valley, Mohawk Valley and parts of Central New York.

In addition to traditional banking, Arrow Financial has developed a robust wealth management and trust services division.