HSBC Lowers Capital One Financial (NYSE:COF) Price Target to $226.00

Capital One Financial (NYSE:COF) had its target price decreased by equities researchers at HSBC from $234.00 to $226.00 in a research report issued on Tuesday,MarketScreener reports. The brokerage currently has a “hold” rating on the financial services provider’s stock. HSBC’s target price would indicate a potential downside of 2.17% from the company’s previous close.

Other equities analysts also recently issued research reports about the stock. Zacks Research downgraded shares of Capital One Financial from a “strong-buy” rating to a “hold” rating in a research note on Monday, November 24th. TD Cowen reaffirmed a “buy” rating on shares of Capital One Financial in a research report on Thursday, January 8th. The Goldman Sachs Group reiterated a “buy” rating and issued a $300.00 price objective on shares of Capital One Financial in a report on Tuesday, January 6th. BTIG Research boosted their target price on Capital One Financial from $264.00 to $308.00 and gave the stock a “buy” rating in a research note on Friday, December 26th. Finally, Morgan Stanley raised their price objective on shares of Capital One Financial from $280.00 to $300.00 and gave the stock an “overweight” rating in a report on Tuesday. Two analysts have rated the stock with a Strong Buy rating, sixteen have issued a Buy rating and six have assigned a Hold rating to the company’s stock. According to data from MarketBeat.com, Capital One Financial currently has an average rating of “Moderate Buy” and an average price target of $280.00.

Capital One Financial Stock Up 1.0%

COF stock opened at $231.01 on Tuesday. The company’s 50 day moving average price is $232.72 and its 200 day moving average price is $223.24. The firm has a market capitalization of $146.86 billion, a price-to-earnings ratio of 97.47, a PEG ratio of 0.52 and a beta of 1.13. Capital One Financial has a fifty-two week low of $143.22 and a fifty-two week high of $259.64. The company has a debt-to-equity ratio of 0.45, a quick ratio of 1.03 and a current ratio of 1.03.

Capital One Financial (NYSE:COF) last posted its quarterly earnings results on Monday, November 3rd. The financial services provider reported $5.95 EPS for the quarter. Capital One Financial had a net margin of 2.24% and a return on equity of 10.94%. The company had revenue of $15.46 billion during the quarter. On average, equities research analysts anticipate that Capital One Financial will post 15.65 EPS for the current fiscal year.

Insider Transactions at Capital One Financial

In related news, insider Celia Karam sold 2,064 shares of the stock in a transaction on Friday, January 2nd. The shares were sold at an average price of $244.35, for a total transaction of $504,338.40. Following the completion of the sale, the insider owned 61,373 shares in the company, valued at $14,996,492.55. This represents a 3.25% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, insider Lia Dean sold 3,163 shares of Capital One Financial stock in a transaction on Friday, January 2nd. The shares were sold at an average price of $244.35, for a total transaction of $772,879.05. Following the completion of the transaction, the insider owned 66,692 shares in the company, valued at approximately $16,296,190.20. This represents a 4.53% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 298,895 shares of company stock worth $67,111,541 over the last 90 days. Company insiders own 1.26% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently modified their holdings of the stock. Earned Wealth Advisors LLC purchased a new stake in shares of Capital One Financial in the 2nd quarter worth about $254,000. Cortland Associates Inc. MO purchased a new position in Capital One Financial during the 3rd quarter valued at about $14,391,000. Plancorp LLC acquired a new position in Capital One Financial during the second quarter worth about $272,000. CIBC Asset Management Inc lifted its holdings in shares of Capital One Financial by 53.9% in the second quarter. CIBC Asset Management Inc now owns 88,505 shares of the financial services provider’s stock valued at $18,830,000 after purchasing an additional 30,991 shares in the last quarter. Finally, Smith Chas P & Associates PA Cpas lifted its holdings in shares of Capital One Financial by 1,490.0% in the second quarter. Smith Chas P & Associates PA Cpas now owns 43,486 shares of the financial services provider’s stock valued at $9,252,000 after purchasing an additional 40,751 shares in the last quarter. 89.84% of the stock is currently owned by hedge funds and other institutional investors.

Key Stories Impacting Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Analysts and commentators expect Capital One to emphasize its large buyback on the upcoming conference call, which could support EPS and the share price. Jim Cramer on Capital One: “I Hope It’ll Talk About Its Humongous Buyback on Its Conference Call”
• Positive Sentiment: COF has shown historically strong stock performance between earnings, suggesting investor confidence into the print. Capital One’s Impressive Streak
• Positive Sentiment: Q4 preview coverage notes investors will watch loan performance, charge-offs and net interest margins — areas where Capital One has recently delivered solid results and that could validate lofty forward EPS expectations. Capital One (COF) Q4 earnings: What to expect
• Neutral Sentiment: MarketWatch notes the stock rose today but still underperformed the broader market recently — a mixed signal that momentum exists but is muted. Capital One Financial Corp. stock rises Wednesday, still underperforms market
• Neutral Sentiment: Zacks and other previews include COF in earnings calendars — useful context but not a direct catalyst until the company reports. Netflix and Capital One Financial are part of Zacks Earnings Preview
• Negative Sentiment: President Trump’s push for a 10% credit‑card APR cap is the biggest near‑term downside risk — it would materially lower card yields and analysts say banks, especially card-heavy lenders, could be hit. Trump calls for Congress to enact 10% credit card interest rate cap; bank stocks rise
• Negative Sentiment: Analysts and commentators flagged Capital One as among the most vulnerable U.S. banks to a 10% APR cap given its card portfolio concentration — a direct earnings and valuation threat if the policy advances. Trump’s 10% Credit Card APR Cap Looms Over Capital One Ahead Of Q4: Analysts Warn Bank Is ‘Most Vulnerable’
• Negative Sentiment: Capital One is nearing a proposed $425M settlement in a depositor lawsuit — removes uncertainty but represents a near‑term cash/legal cost that can pressure earnings. Capital One (COF) Closer to Ending Depositor Lawsuit With $425 Million Settlement Deal
• Negative Sentiment: HSBC trimmed its price target modestly and bank stocks have been sensitive to the regulatory headline risk — analysts’ downgrades and sector weakness could cap upside. HSBC adjusts price target on Capital One Financial to $226 from $234, maintains hold rating

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.