SoFi Technologies (SOFI) Expected to Announce Earnings on Friday

SoFi Technologies (NASDAQ:SOFI) is projected to announce its Q4 2025 results before the market opens on Friday, January 30th. Analysts expect the company to announce earnings of $0.11 per share and revenue of $984.7470 million for the quarter. SoFi Technologies has set its FY 2025 guidance at 0.370-0.370 EPS. Parties are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Friday, January 30, 2026 at 8:00 AM ET.

SoFi Technologies (NASDAQ:SOFI) last released its quarterly earnings data on Tuesday, October 28th. The company reported $0.11 earnings per share for the quarter, topping the consensus estimate of $0.09 by $0.02. The business had revenue of $949.63 million during the quarter, compared to analyst estimates of $880.33 million. SoFi Technologies had a return on equity of 5.12% and a net margin of 19.29%.The company’s revenue was up 37.7% compared to the same quarter last year. During the same period last year, the company posted $0.05 EPS. On average, analysts expect SoFi Technologies to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Stock Performance

Shares of NASDAQ SOFI opened at $26.09 on Friday. The stock’s fifty day simple moving average is $27.13 and its 200 day simple moving average is $26.09. The stock has a market capitalization of $31.46 billion, a price-to-earnings ratio of 48.32, a PEG ratio of 1.61 and a beta of 1.92. The company has a quick ratio of 0.16, a current ratio of 0.80 and a debt-to-equity ratio of 0.31. SoFi Technologies has a 52-week low of $8.60 and a 52-week high of $32.73.

Wall Street Analyst Weigh In

SOFI has been the topic of a number of analyst reports. Truist Financial dropped their price target on SoFi Technologies from $31.00 to $28.00 and set a “hold” rating on the stock in a research note on Tuesday, November 25th. Bank of America initiated coverage on shares of SoFi Technologies in a research report on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 target price on the stock. Needham & Company LLC boosted their price target on shares of SoFi Technologies from $29.00 to $36.00 and gave the company a “buy” rating in a report on Wednesday, October 29th. JPMorgan Chase & Co. raised their price objective on shares of SoFi Technologies from $24.00 to $26.00 and gave the stock a “neutral” rating in a research note on Friday, October 24th. Finally, Barclays lifted their price objective on shares of SoFi Technologies from $23.00 to $28.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. One analyst has rated the stock with a Strong Buy rating, six have issued a Buy rating, twelve have given a Hold rating and three have given a Sell rating to the company’s stock. According to MarketBeat, SoFi Technologies presently has a consensus rating of “Hold” and an average price target of $25.50.

Insider Buying and Selling

In other SoFi Technologies news, insider Arun Pinto sold 46,132 shares of the business’s stock in a transaction dated Friday, November 21st. The stock was sold at an average price of $24.76, for a total value of $1,142,228.32. Following the transaction, the insider owned 138,396 shares in the company, valued at $3,426,684.96. The trade was a 25.00% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. Also, CTO Jeremy Rishel sold 91,837 shares of the company’s stock in a transaction dated Wednesday, December 17th. The stock was sold at an average price of $26.64, for a total value of $2,446,537.68. Following the completion of the transaction, the chief technology officer directly owned 794,598 shares in the company, valued at approximately $21,168,090.72. The trade was a 10.36% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last three months, insiders sold 167,245 shares of company stock worth $4,362,815. 2.60% of the stock is owned by company insiders.

Institutional Investors Weigh In On SoFi Technologies

Several large investors have recently made changes to their positions in the company. Vident Advisory LLC raised its position in shares of SoFi Technologies by 3.4% in the third quarter. Vident Advisory LLC now owns 22,594 shares of the company’s stock valued at $597,000 after purchasing an additional 751 shares during the period. Advisory Services Network LLC grew its stake in SoFi Technologies by 2.4% in the 3rd quarter. Advisory Services Network LLC now owns 34,648 shares of the company’s stock valued at $915,000 after buying an additional 798 shares during the last quarter. State of Wyoming raised its holdings in SoFi Technologies by 6.3% in the 2nd quarter. State of Wyoming now owns 14,139 shares of the company’s stock worth $257,000 after acquiring an additional 836 shares during the period. Visionary Wealth Advisors lifted its position in SoFi Technologies by 14.9% during the 2nd quarter. Visionary Wealth Advisors now owns 12,469 shares of the company’s stock worth $227,000 after acquiring an additional 1,616 shares during the last quarter. Finally, Empowered Funds LLC boosted its holdings in SoFi Technologies by 5.2% during the first quarter. Empowered Funds LLC now owns 33,126 shares of the company’s stock valued at $385,000 after acquiring an additional 1,631 shares during the period. Institutional investors own 38.43% of the company’s stock.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.