Keefe, Bruyette & Woods Comments on Bancorp FY2025 Earnings

The Bancorp, Inc. (NASDAQ:TBBK) – Research analysts at Keefe, Bruyette & Woods issued their FY2025 earnings per share estimates for Bancorp in a report issued on Tuesday, January 20th. Keefe, Bruyette & Woods analyst T. Switzer anticipates that the bank will post earnings per share of $5.05 for the year. The consensus estimate for Bancorp’s current full-year earnings is $5.31 per share.

Several other research analysts have also issued reports on the stock. Royal Bank Of Canada reissued an “outperform” rating and issued a $57.00 price target on shares of Bancorp in a research report on Wednesday. William Blair set a $60.00 target price on shares of Bancorp in a research note on Wednesday. Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Bancorp in a report on Monday, December 29th. Finally, Raymond James Financial reissued a “strong-buy” rating on shares of Bancorp in a report on Tuesday, January 13th. One analyst has rated the stock with a Strong Buy rating, five have given a Buy rating and two have given a Hold rating to the stock. According to MarketBeat.com, Bancorp currently has an average rating of “Moderate Buy” and a consensus price target of $60.20.

Bancorp Stock Down 5.8%

NASDAQ TBBK opened at $67.19 on Friday. Bancorp has a 12 month low of $40.51 and a 12 month high of $81.65. The company has a debt-to-equity ratio of 0.29, a current ratio of 0.91 and a quick ratio of 0.89. The company’s 50 day simple moving average is $67.26 and its 200 day simple moving average is $69.71. The company has a market capitalization of $2.95 billion, a P/E ratio of 14.03 and a beta of 1.27.

Bancorp (NASDAQ:TBBK) last issued its quarterly earnings results on Thursday, October 30th. The bank reported $1.18 earnings per share for the quarter, missing analysts’ consensus estimates of $1.34 by ($0.16). Bancorp had a net margin of 26.15% and a return on equity of 27.97%. The business had revenue of $134.82 million during the quarter, compared to analyst estimates of $99.60 million. Bancorp has set its FY 2025 guidance at 5.100-5.100 EPS.

Insiders Place Their Bets

In other news, CFO Dominic C. Canuso acquired 1,800 shares of Bancorp stock in a transaction on Friday, November 14th. The shares were purchased at an average price of $61.24 per share, with a total value of $110,232.00. Following the acquisition, the chief financial officer owned 3,500 shares in the company, valued at $214,340. This represents a 105.88% increase in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. 5.60% of the stock is owned by company insiders.

Hedge Funds Weigh In On Bancorp

Several large investors have recently made changes to their positions in TBBK. State of Alaska Department of Revenue increased its position in Bancorp by 29.6% in the fourth quarter. State of Alaska Department of Revenue now owns 30,040 shares of the bank’s stock worth $2,027,000 after purchasing an additional 6,861 shares during the period. IFP Advisors Inc acquired a new stake in shares of Bancorp during the 3rd quarter worth approximately $66,000. Penn Capital Management Company LLC acquired a new stake in shares of Bancorp during the 3rd quarter worth approximately $13,422,000. CIBC Bancorp USA Inc. bought a new stake in shares of Bancorp during the third quarter worth approximately $364,000. Finally, Danske Bank A S acquired a new position in Bancorp in the third quarter valued at approximately $1,198,000. Institutional investors and hedge funds own 96.22% of the company’s stock.

More Bancorp News

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: The Bancorp rang the Nasdaq opening bell to unveil a rebrand emphasizing a fintech-forward strategy — a public push that can help investor perception, support growth narrative around fee and product expansion, and broaden strategic appeal to fintech partners. The Bancorp rings Nasdaq bell to unveil rebrand centered on fintech future
• Neutral Sentiment: Market preview pieces note The Bancorp will report results next week; these previews highlight expected earnings growth but flag headwinds that make a beat uncertain — the item increases focus on the upcoming print but doesn’t give a clear directional signal. The Bancorp (TBBK) Reports Next Week: Wall Street Expects Earnings Growth
• Neutral Sentiment: Analysts and news services note the company is scheduled to post earnings this week — a routine but market-moving event that will likely drive short-term volatility depending on beat/miss and guidance commentary. Bancorp (TBBK) Projected to Post Earnings on Thursday
• Neutral Sentiment: Keefe, Bruyette & Woods issued a Q4 2025 EPS forecast of $1.45 — a useful data point for investors modeling the quarter, but not by itself an explicit downgrade relative to consensus (it simply sets expectations ahead of the report).
• Negative Sentiment: Keefe, Bruyette & Woods lowered its FY2025 EPS projection to $5.05 (consensus roughly $5.31). A below-consensus analyst projection can pressure the stock ahead of the print as investors reprice expected full-year profitability.

Bancorp Company Profile

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.